- 7%Points on rideshare at $5,000
- 4%Points on Brex travel (flights and prepaid hotel bookings only) at $25,000
- 3%Points on restaurants at $10,000
- 2%Points on other categories
- 1%Points on all other purchases
Get up to 90K bonus points when you sign up for Brex.
Earn up to 7x points on purchases and redeem for business-building rewards like billboards, travel, and offsites.
The Brex Business Credit Card stands out as the top choice because it offers industry-leading rewards with up to 7x points on select purchases, making it ideal for businesses looking to maximize their rewards potential. Its lack of an annual fee and high credit limits further enhance its appeal for startups and growing businesses.
Pros:
- No annual fee
- High category rewards
Cons:
- Limited to business use
- Requires business verification
2.The Business Platinum Card® from American Express
American Express
- 5%Membership Rewards points on flights and prepaid hotels booked at AmexTravel.com
- 2%Points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers
- 1%Points on all other purchases
Earn as high as 300,000 Membership Rewards points after spending $20,000 in purchases on your new card.
Earn 5X Membership Rewards points on flights and prepaid hotels on amextravel.com.
What sets The Business Platinum Card® from American Express apart is its exceptional travel rewards structure, offering 5X points on flights and prepaid hotels, making it a premier choice for frequent travelers. Additionally, the card provides extensive travel perks, including statement credits and access to exclusive events, enhancing its value for business leaders.
Pros:
- High rewards on travel
- Extensive travel perks
Cons:
- High annual fee
- Requires significant spending to maximize benefits
- 4%Points on Southwest purchases
- 2%Points at gas stations
- 1%Points on all other purchases
Earn 80,000 points after spending $5,000 on purchases in the first three months.
Earn 4X points on Southwest purchases and 2X at gas stations.
19.24%-27.74% Variable APR
This card shines for its robust rewards structure, particularly for frequent Southwest flyers, offering 4X points on Southwest purchases and a substantial welcome bonus. The ability to earn anniversary points each year adds to its appeal, making it a strong contender for businesses that prioritize travel with Southwest Airlines.
Pros:
- Generous welcome bonus
- Good rewards on Southwest purchases
Cons:
- Annual fee applies
- Limited to Southwest Airlines benefits
Final Words
As you navigate the options for business credit cards this May 2026, remember that the best choice aligns with your specific business needs and spending habits. Take time to compare the features, rewards, and terms of different cards to make an informed decision that will support your financial goals.
Frequently Asked Questions
Get up to 90K bonus points when you sign up for Brex.
Earn up to 7x points on purchases and redeem for business-building rewards like billboards, travel, and offsites.
Earn as high as 300,000 Membership Rewards points after spending $20,000 in purchases on your new card.
Earn 5X Membership Rewards points on flights and prepaid hotels on amextravel.com.
Earn 80,000 points after spending $5,000 on purchases in the first three months.
Earn 4X points on Southwest purchases and 2X at gas stations.
Consider the card's annual fee, reward rates, and the categories where you spend the most. It's also important to evaluate the welcome bonuses and any additional benefits that align with your business needs.
To apply for a business credit card, research and choose the right card for your needs, gather required documents, and complete the online application. Make sure to check if the card aligns with your spending habits and business goals.
