1.BP Rewards Visa
FNBO
- 5%Cash back on non-fuel purchases at BP and Amoco
- 3%Cash back on dining and grocery
- 1%Cash back on all other qualifying purchases
Save 30¢ on every gallon at bp and Amoco stations for your first 60 days after account opening and 15¢ off thereafter.
Earn 5x points per $1 on non-fuel bp and Amoco purchases, 3% cash back on dining and grocery, and 1% back on other qualifying purchases.
32.99%
The BP Rewards Visa stands out as the top choice because it offers exceptional rewards on fuel purchases, making it ideal for frequent drivers. With no annual fee and high cash back rates on dining and groceries, it provides significant savings at the pump and beyond.
Pros:
- No annual fee
- High rewards on fuel and grocery purchases
Cons:
- High APR
- Limited to BP and Amoco for maximum rewards
- 5%Cash back on purchases at Exxon and Mobil stations
- 1%Cash back on all other purchases
Earn 5% back on purchases at participating Exxon and Mobil stations on items such as snacks, drinks, car washes, and more.
Earn 5% cash back on purchases at participating Exxon and Mobil stations and 1% on all other purchases.
33.24%
What sets the Exxon Mobil Smart Card+ apart is its straightforward cash back structure, offering 5% back on fuel purchases, which is particularly appealing for regular drivers. The card's lack of an annual fee enhances its value, making it a strong contender for those who frequently refuel at Exxon and Mobil stations.
Pros:
- No annual fee
- High rewards on gas purchases
Cons:
- High APR
- Limited to Exxon and Mobil for maximum rewards
- 7%Instant savings at Sheetz pumps
- 3%Savings through My Sheetz Rewardz loyalty program
Save up to 30¢ per gallon for the first 30 days of a new account opening.
Earn 7¢ off per gallon at Sheetz pumps and additional savings through the My Sheetz Rewardz loyalty program.
30.24%
The Sheetz Visa Card shines for its immediate fuel savings, allowing new cardholders to save up to 30¢ per gallon during the initial month. This card is particularly beneficial for frequent Sheetz customers, providing consistent discounts and rewards on fuel purchases.
Pros:
- No annual fee
- Significant savings on fuel
Cons:
- High APR
- Limited to Sheetz locations
- 10%Rebates on purchases at Shell
- 10%Savings on fuel purchases
Earn 50¢/gal on Shell V-Power® NITRO+ Premium Gasoline purchases made with your Shell Fuel Rewards Credit Card.
Save 10¢/gal every time you fill up and earn 10% rebates.
33.24%
This card is particularly appealing for those who frequently fuel up at Shell stations, as it offers substantial savings on every fill-up. The combination of rebates and discounts makes it a valuable option for regular Shell customers.
Pros:
- No annual fee
- High savings on fuel
Cons:
- High APR
- Limited to Shell locations
5.Sam's Club Rewards Visa
Synchrony Bank
- 5%Cash back on gas purchases
- 3%Cash back on dining
- 1%Cash back on all other purchases
Earn 2% Sam's Cash on qualifying pre-tax purchases.
5% cash back on gas, 3% back on dining, and 1% back on other purchases.
25.15%-31.15%
The Sam's Club Rewards Visa is an excellent choice for members who frequently shop at Sam's Club, offering generous cash back on gas and dining. Its no annual fee structure enhances its appeal, making it a practical option for regular shoppers.
Pros:
- No annual fee
- High rewards on gas and dining
Cons:
- Variable APR
- Requires Sam's Club membership
- 5%Cash back on gas at Costco
- 4%Cash back on other eligible gas and EV charging
- 1%Cash back on all other purchases
Earn 5% cash back on gas at Costco and 4% cash back on other eligible gas and electric vehicle charging.
Earn 5% cash back on gas at Costco and 4% on other eligible gas and EV charging.
18.74%-26.74%
The Costco Anywhere Visa Card is a standout option for Costco members, offering exceptional cash back rates on gas and EV charging. Its no annual fee structure, combined with the potential for high rewards, makes it a top choice for frequent Costco shoppers.
Pros:
- No annual fee
- High rewards on gas purchases
Cons:
- Requires Costco membership
- Limited to Costco for maximum rewards
- 5%Points on travel purchased through Chase
- 3%Points on dining
- 2%Points on travel
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months.
Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x on travel.
19.24%-27.49%
The Chase Sapphire Preferred® Card earns the #1 spot due to its exceptional rewards structure, particularly for travel and dining. With a generous welcome bonus and valuable points on every purchase, it is the best option for those looking to maximize their rewards.
Pros:
- Strong rewards on travel and dining
- Generous welcome bonus
Cons:
- Annual fee
- Higher APR
8.Capital One Quicksilver Cash Rewards Credit Card
Capital One
- 5%Cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel
- 1.5%Cash back on all other purchases
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months.
Earn unlimited 1.5% cash back on every purchase, plus 5% on hotels, vacation rentals, and rental cars booked through Capital One Travel.
18.49%-28.49%
The Capital One Quicksilver Cash Rewards Credit Card shines for its straightforward cash back rewards, offering unlimited 1.5% back on every purchase. Its generous welcome bonus and lack of an annual fee make it an attractive choice for those seeking simplicity and value.
Pros:
- No annual fee
- Simple cash back structure
Cons:
- Lower rewards on non-travel purchases
- Variable APR
9.Discover it Chrome
Discover
- 2%Cash back at gas stations and restaurants
- 1%Cash back on all other purchases
Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year.
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, and 1% on all other purchases.
17.49%-26.49%
The Discover it Chrome is a standout for its unique welcome bonus, offering an unlimited cash back match at the end of the first year. With solid rewards on gas and restaurant purchases, it provides great value for those who spend in these categories.
Pros:
- No annual fee
- Cash back match in the first year
Cons:
- Quarterly spending cap on bonus categories
- Variable APR
10.Blue Cash Everyday Card from American Express
American Express
- 3%Cash back at U.S. supermarkets, U.S. gas stations, and U.S. online retail purchases
- 1%Cash back on all other purchases
Earn $200 cash back after you spend $2,000 in purchases on your new Card within the first 6 months.
Earn 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases, on up to $6,000 in purchases in each category per year.
19.49%-28.49%
The Blue Cash Everyday Card from American Express is an excellent choice for those who frequently shop at supermarkets and gas stations, offering high cash back rates in these categories. Its no annual fee and generous welcome bonus further enhance its appeal for everyday spending.
Pros:
- No annual fee
- High rewards on everyday purchases
Cons:
- Spending cap on bonus categories
- Variable APR
Final Words
As you explore the best gas credit cards available this May 2026, remember that choosing the right one can significantly enhance your savings at the pump. Take time to compare your options carefully to ensure you make an informed decision that aligns with your spending habits and financial goals.
Frequently Asked Questions
With the BP Rewards Visa, you can save 30¢ on every gallon at bp and Amoco stations for your first 60 days after account opening and 15¢ off thereafter. Additionally, you earn 5x points per $1 on non-fuel bp and Amoco purchases, 3% cash back on dining and grocery, and 1% back on other qualifying purchases.
The Exxon Mobil Smart Card+ allows you to earn 5% cash back on purchases at participating Exxon and Mobil stations, including snacks and car washes. You also earn 1% on all other purchases, making it a great option for frequent gas station visitors.
The Sheetz Visa Card offers a welcome bonus where you can save up to 30¢ per gallon for the first 30 days of a new account opening. This card also provides 7¢ off per gallon at Sheetz pumps and additional savings through the My Sheetz Rewardz loyalty program.
Many gas credit cards, such as the BP Rewards Visa, Exxon Mobil Smart Card+, and Sheetz Visa Card, come with no annual fees, making them accessible to a wider range of consumers. However, it's always important to check the specific terms of each card you're considering.
To choose the best gas credit card, consider factors like your spending habits, the rewards structure, and any welcome bonuses. Look for cards that offer higher cash back percentages on gas purchases and additional benefits that align with your typical spending.
Gas credit cards often provide rewards not just on fuel purchases but also on related expenses. For instance, the BP Rewards Visa earns 5x points on non-fuel purchases at BP and Amoco, while the Exxon Mobil Smart Card+ offers 5% cash back on convenience items at their stations.
Applying for a gas credit card is generally straightforward and can often be done online. You'll typically need to provide personal information, including income and credit history, and approval may vary based on your creditworthiness.
