1.Hilton Honors American Express Surpass® Card
American Express
- 12%Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio
- 6%Hilton Honors Bonus Points on eligible purchases at U.S. restaurants, supermarkets, and on select travel purchases
- 3%Hilton Honors Bonus Points on all other eligible purchases
Earn 130,000 bonus points after spending $3,000 in purchases within the first 6 months of card membership.
Earn 12X Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio.
The Hilton Honors American Express Surpass® Card stands out as the top choice because it offers an impressive 12X points on Hilton purchases, making it ideal for frequent travelers who stay at Hilton properties. With automatic Gold Status and a generous welcome bonus, it provides exceptional value for those looking to maximize their travel rewards.
Pros:
- High rewards on Hilton stays
- Automatic Gold Status
Cons:
- Annual fee after the first year
- High spending requirement for bonus
2.Hilton Honors American Express Aspire Card
American Express
- 14%Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio
- 7%Hilton Honors Bonus Points on eligible purchases at U.S. restaurants, supermarkets, and on select travel purchases
- 3%Hilton Honors Bonus Points on all other eligible purchases
Earn 175,000 bonus points after spending $6,000 in eligible purchases within the first 6 months of card membership.
Earn 14X Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio.
19.49%-28.49% Variable APR
What sets the Hilton Honors American Express Aspire Card apart is its premium benefits, including automatic Diamond Status and a substantial welcome bonus of 175,000 points. This card is tailored for serious travelers who want to enjoy luxury perks and maximize their rewards on Hilton stays.
Pros:
- Complimentary Diamond Status
- Annual Free Night Reward
Cons:
- High annual fee
- High spending requirement for bonus
3.Marriott Bonvoy Brilliant® American Express® Card
American Express
- 6%Marriott Bonvoy points at Hotels participating in Marriott Bonvoy
- 3%Marriott Bonvoy points at Restaurants Worldwide
- 2%Marriott Bonvoy points on all other eligible purchases
Earn 150,000 Marriott Bonvoy bonus points after spending $6,000 in purchases within the first 6 months.
Earn 6X Marriott Bonvoy points at Hotels participating in Marriott Bonvoy and 3X points at Restaurants Worldwide.
19.49%-28.49% Variable APR
The Marriott Bonvoy Brilliant® American Express® Card shines for its premium travel perks, including automatic Platinum Elite status and substantial dining credits. With a high welcome bonus and strong earning potential, it is designed for those who frequently stay at Marriott properties and want to maximize their rewards.
Pros:
- Automatic Platinum Elite status
- Up to $300 in dining statement credits
Cons:
- High annual fee
- Complex rewards structure
4.One Key+ Card from Wells Fargo
Wells Fargo
- 3%OneKeyCash on Expedia, Hotels.com, and Vrbo
- 3%OneKeyCash at gas stations, grocery stores, and dining
- 1.5%OneKeyCash on all other purchases
Earn $350 in OneKeyCash after spending $3,000 on purchases in the first 3 months.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and dining; 1.5% on other purchases.
18.49%-28.49% Variable APR
The standout feature of the One Key+ Card from Wells Fargo is its focus on travel rewards, offering 3% back on bookings made through Expedia, Hotels.com, and Vrbo. This card is ideal for frequent travelers who want to earn rewards specifically for their travel expenses.
Pros:
- Good rewards on travel bookings
- Automatic elite status in Expedia’s loyalty program
Cons:
- Limited redemption options
- Annual fee
5.Choice Privileges® Mastercard® by Wells Fargo
Wells Fargo
- 5%Points on stays at participating Choice Hotels
- 1%Points on all other purchases
Earn 60,000 bonus points after spending $1,000 in purchases within the first 3 months.
Earn 5X points on stays at participating Choice Hotels and 1X points on all other purchases.
19.99%-28.74% Variable APR
The Choice Privileges® Mastercard® by Wells Fargo is an excellent option for budget-conscious travelers, offering no annual fee and solid rewards on hotel stays. It is particularly beneficial for those who frequently stay at Choice Hotels and want to earn points towards free nights.
Pros:
- No annual fee
- Good rewards on hotel stays
Cons:
- Limited to Choice Hotels
- Lower earning potential on everyday purchases
6.Choice Privileges® Select Mastercard® by Wells Fargo
Wells Fargo
- 10%Points on stays at participating Choice Hotels
- 1%Points on all other purchases
Earn 60,000 bonus points after spending $3,000 in purchases within the first 3 months.
Earn 10X points on stays at participating Choice Hotels and 1X points on all other purchases.
19.74%-28.49% Variable APR
The Choice Privileges® Select Mastercard® by Wells Fargo offers a robust rewards structure with 10X points on hotel stays, making it a strong contender for frequent travelers. This card is ideal for those who want to maximize their rewards while enjoying the benefits of a premium hotel loyalty program.
Pros:
- Higher rewards rate on hotel stays
- Annual bonus points
Cons:
- Annual fee
- Limited to Choice Hotels
- 17%Points at participating Marriott properties
- 3%Points on all other eligible purchases
Earn 3 Free Night Awards after spending $3,000 on eligible purchases within the first 3 months.
Earn up to 17X points at participating Marriott properties.
19.24%-27.74% Variable APR
The Marriott Bonvoy Boundless® Credit Card is a mid-tier travel card that rewards you with up to 17X points at Marriott properties. With a reasonable annual fee and valuable perks like a Free Night Award, it is a great choice for Marriott loyalists looking to enhance their travel experiences.
Pros:
- Automatic Silver Elite status
- Anniversary Free Night Award
Cons:
- Annual fee
- Limited to Marriott properties
Did you know?
Before you apply, look up credit card basics like APR and fees in our Financial Dictionary. Rewards pay off most when your real spending already hits the card's bonus categories.
Final Words
As you consider the best hotel credit cards this June 2026, remember that the right card can significantly enhance your travel experiences and rewards. Take time to compare your options and choose a card that best aligns with your travel habits and preferences, ensuring you make informed decisions for your future travels.
Frequently Asked Questions
Earn 130,000 bonus points after spending $3,000 in purchases within the first 6 months of card membership.
Earn 14X Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio.
The annual fee for the Marriott Bonvoy Brilliant® American Express® Card is $650.
Earn 12X Hilton Honors Bonus Points on purchases made directly with Hotels and Resorts within the Hilton portfolio.
Hotel credit cards often provide benefits such as bonus points on hotel stays, free night rewards, and automatic elite status. These perks can enhance your travel experience and maximize your rewards potential.
Consider factors such as your travel habits, which hotel chains you frequent, the rewards rates offered, and any associated fees. Comparing welcome bonuses and ongoing rewards can also help you select the card that best aligns with your spending patterns.
Yes, many hotel credit cards come with annual fees that can vary widely based on the card's benefits. It's important to assess whether the rewards and perks justify the cost of the annual fee for your personal spending habits.
Welcome bonuses usually require cardholders to spend a certain amount within the first few months of opening the account. For example, the Hilton Honors American Express Aspire Card requires $6,000 in eligible purchases within the first 6 months to earn 175,000 bonus points.
