- 26%Total points at IHG hotels
- 5%Points on travel, dining, and gas
- 2%Points on all other purchases
Earn 175,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
Earn up to 26x points at IHG hotels, 5x on travel, dining, and gas.
19.24%-27.74% Variable APR
The IHG One Rewards Premier Credit Card stands out as the top choice because it offers an impressive 26x points on IHG hotel stays, making it ideal for frequent travelers. With automatic Platinum Elite status and an annual free night certificate, it provides exceptional value for loyal IHG customers.
Pros:
- Automatic Platinum Elite status
- Annual free night certificate
Cons:
- Annual fee of $99
- High spending requirement for bonus
2.Hilton Honors American Express Surpass® Card
American Express
- 12%Points on Hilton purchases
- 6%Points at U.S. restaurants, gas, and supermarkets
- 4%Points on U.S. online retail
- 3%Points on all other purchases
Earn 130,000 Hilton Honors bonus points plus a Free Night Reward after spending $3,000 in the first 6 months.
Earn 12X points on Hilton stays, 6X at U.S. restaurants, gas, and supermarkets.
19.49%-28.49% Variable APR
What sets the Hilton Honors American Express Surpass® Card apart is its high earning rate of 12X points on Hilton stays, making it a favorite among frequent Hilton travelers. The card also offers substantial annual credits that can offset the annual fee, enhancing its overall value.
Pros:
- Automatic Hilton Gold status
- Up to $200 in annual statement credits
Cons:
- Annual fee of $150
- Limited to Hilton properties for maximum rewards
3.Hilton Honors American Express Business Card
American Express
- 12%Points on Hilton purchases
- 5%Points on other business purchases
Earn 175,000 Hilton Honors Bonus Points plus a Free Night Reward after spending $8,000 in the first 6 months.
Earn 12X points on Hilton purchases and 5X on other purchases.
19.49%-28.49% Variable APR
The standout feature here is the Hilton Honors American Express Business Card's ability to earn 12X points on Hilton purchases, making it an excellent choice for business owners who frequently stay at Hilton properties. The card also provides valuable statement credits that can significantly enhance its value.
Pros:
- Complimentary Hilton Gold status
- Up to $240 in annual statement credits
Cons:
- Annual fee of $195
- Higher spending requirement for bonus
4.Marriott Bonvoy Brilliant® American Express® Card
American Express
- 6%Points on Marriott stays
- 3%Points on flights and dining
- 2%Points on all other purchases
Earn 100,000 Marriott Bonvoy bonus points after spending $6,000 in the first 6 months.
Earn 6X points on Marriott stays, 3X on flights/dining, and 2X on other purchases.
19.49%-28.49% Variable APR
This card shines for its extensive benefits tailored for frequent Marriott guests, including a free night award and substantial dining credits. The combination of high earning rates and elite status makes it a top-tier choice for those who regularly stay at Marriott properties.
Pros:
- Automatic Platinum Elite status
- Annual free night award
Cons:
- High annual fee of $650
- Spending requirement for bonus
5.Hilton Honors American Express Aspire Card
American Express
- 14%Points on Hilton purchases
- 7%Points on flights and dining
- 3%Points on all other purchases
Earn 175,000 Hilton Honors bonus points after spending $6,000 in the first 6 months.
Earn 14X points on Hilton stays, 7X on flights/dining, and 3X on other purchases.
19.49%-28.49% Variable APR
The Hilton Honors American Express Aspire Card is the best option for frequent Hilton travelers, offering top-tier Diamond status and extensive annual credits that can significantly offset the annual fee. Its high earning rates on Hilton purchases make it a valuable tool for maximizing rewards.
Pros:
- Automatic Diamond status
- Extensive annual credits
Cons:
- High annual fee of $550
- Requires significant spending to maximize benefits
Final Words
As you consider the best hotel credit cards this March, remember that the right choice can significantly enhance your travel experiences and rewards. Take time to compare your options, focusing on the benefits that align with your travel habits and preferences, ensuring you make an informed decision that maximizes your rewards and travel potential.
Frequently Asked Questions
The IHG One Rewards Premier Credit Card offers a welcome bonus of Earn 175,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
With the Hilton Honors American Express Surpass® Card, you can earn 12X points on Hilton stays, 6X at U.S. restaurants, gas, and supermarkets, and 4X on U.S. online retail, along with 3X on all other purchases.
The Hilton Honors American Express Business Card has an annual fee of $195. This fee provides access to various benefits, including bonus points and flexible redemption options.
The IHG One Rewards Premier Credit Card allows you to Earn up to 26x points at IHG hotels, 5x on travel, dining, and gas, and 2% on all other purchases.
To choose the best hotel credit card, consider factors like the annual fee, welcome bonuses, rewards rates, and any additional benefits such as free nights or elite status. Evaluate your travel habits to determine which card aligns with your spending patterns.
Hotel credit cards can be worth the annual fees if you frequently stay at the associated hotel chain, as they often provide significant rewards and benefits, such as free nights and upgrades. It's essential to calculate the value of rewards earned against the fee to determine if it's a good fit for you.
To earn the welcome bonus for the Hilton Honors American Express Surpass® Card, you need to spend $3,000 in the first 6 months. This bonus includes 130,000 Hilton Honors bonus points plus a Free Night Reward.
