1.One Key+ Card
Wells Fargo
- 3%Cash back on Expedia, Hotels.com, and Vrbo
- 3%Cash back at gas stations, grocery stores, and dining
- 1.5%Cash back on all other purchases
Earn $350 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and on dining; 1.5% on other purchases.
18.49%, 23.49%, or 28.49% Variable APR
The One Key+ Card stands out as the top choice because of its substantial welcome bonus and high rewards rate on travel-related purchases, making it ideal for frequent travelers.
Pros:
- Generous welcome bonus
- Multiple bonus categories
Cons:
- Annual fee applies
- High spending requirement for bonus
2.Marriott Bonvoy Brilliant American Express Card
American Express
- 6%Points at Hotels participating in Marriott Bonvoy
- 3%Points at Restaurants Worldwide
Earn 200,000 bonus Marriott Bonvoy points after spending $6,000 on purchases with the card in the first 6 months.
Earn 6X Marriott Bonvoy points at Hotels participating in Marriott Bonvoy and 3X points at Restaurants Worldwide.
19.49% - 28.49% Variable APR
What sets the Marriott Bonvoy Brilliant American Express Card apart is its exceptional rewards structure for hotel stays and dining, along with luxury travel benefits that enhance the overall travel experience.
Pros:
- High rewards on hotel stays
- Luxury travel perks
Cons:
- High annual fee
- Significant spending requirement for bonus
3.Hilton Honors American Express Aspire Card
American Express
- 14%Bonus Points on eligible purchases at Hilton hotels
- 3%Bonus Points on other purchases
Earn 150,000 Hilton Honors Bonus Points after you spend $6,000 in purchases on the Card in the first 6 months.
Earn 14X Hilton Honors Bonus Points per dollar for each eligible purchase on your Hilton Honors American Express Aspire Card made directly with a hotel.
19.49% - 28.49% Variable APR
This card shines for its unparalleled rewards on Hilton hotel stays, making it a top choice for loyal Hilton guests who can take full advantage of its premium benefits.
Pros:
- High rewards on Hilton stays
- Complimentary Diamond Status
Cons:
- High annual fee
- Limited to Hilton properties for maximum rewards
4.World of Hyatt Credit Card
Chase
- 9%Points at Hyatt hotels and resorts
- 1%Points on all other purchases
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months.
Earn up to 9X total points per $1 at Hyatt hotels and resorts.
A key differentiator is the World of Hyatt Credit Card's ability to earn substantial points on Hyatt stays, making it an excellent option for those who frequently visit Hyatt properties.
Pros:
- High points earning potential
- Free night after spending
Cons:
- Limited to Hyatt properties
- No annual fee information available
- 26%Points at IHG Hotels and Resorts
- 1%Points on all other purchases
Earn 140,000 bonus points after spending $3,000 on purchases in the first three months.
Earn up to 26X total points per $1 spent when you stay at IHG Hotels and Resorts.
19.24%–27.74% Variable APR
The standout feature here is the IHG One Rewards Premier Credit Card's ability to earn a high number of points on IHG stays, making it a valuable asset for frequent travelers in the IHG network.
Pros:
- High points earning rate
- Free night certificate annually
Cons:
- Annual fee applies
- Limited to IHG properties for maximum rewards
Final Words
As you explore the best hotel credit cards this May 2026, remember that the right choice can enhance your travel experiences and maximize your rewards. Take time to compare options based on your travel habits and preferences, ensuring you make an informed decision that aligns with your financial goals.
Frequently Asked Questions
Earn $350 in OneKeyCash after you spend $3,000 on purchases in the first 3 months.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo; 3% at gas stations, grocery stores, and on dining; 1.5% on other purchases.
You can earn 200,000 bonus Marriott Bonvoy points after spending $6,000 on purchases with the card in the first 6 months, and earn 6X Marriott Bonvoy points at Hotels participating in Marriott Bonvoy.
The annual fee for the Hilton Honors American Express Aspire Card is $550. This fee provides access to premium rewards and benefits for frequent travelers.
Consider factors such as your spending habits, travel preferences, and whether you prefer cash back or points. Look for cards that offer rewards on categories where you spend the most, and evaluate any annual fees against potential rewards.
Many hotel credit cards do not charge foreign transaction fees, making them ideal for international travel. However, always check the card's terms before using it abroad to avoid unexpected charges.
Hotel credit cards typically offer rewards in the form of points or cash back for spending at hotels, restaurants, and travel-related purchases. Some cards provide higher rewards rates for specific categories, such as dining or travel.
