Ink Business Cash® Credit Card 2026 Review

Annual fee
$0
Rewards rate
5%-2%
Welcome Bonus
$1,000
Apply Now →on Chase's website
Regular APR:0% intro APR for 12 months; 17.74%-28.49% Variable APR

  • 5%Cash back on business essentials
  • 2%Cash back on dining and gas

Welcome Bonus:

Earn $1,000 cash back after you spend $8,000 on purchases in the first 4 months from account opening.

Reward Rate:

Earn 5% cash back on business essentials.

APR:

0% intro APR for 12 months; 17.74%-28.49% Variable APR

The standout feature here is the Ink Business Cash® Credit Card's high cash back rate of 5% on business essentials, making it an excellent choice for companies that frequently purchase office supplies and other business-related expenses. Its no annual fee structure further enhances its appeal.

Pros:

  • High cash back on specific categories
  • No annual fee

Cons:

  • Limited to specific categories for higher rewards
  • Spending cap on bonus categories
Apply now →

The Ink Business Cash® Credit Card is particularly suitable for small business owners who regularly incur expenses on office supplies and related business essentials, thanks to its generous 5% cash back rate in these categories and the absence of an annual fee. Additionally, the welcome bonus offers a valuable incentive for new cardholders looking to maximize their rewards.

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