Best Robo Advisors
Discover 10 deals available this month.
1.Wealthfront
Wealthfront is a low-cost robo-advisor charging a 0.25% management fee, supporting a wide range of account types including taxable, IRAs, 529 plans, and trusts. It offers automated portfolio management with strong tax-loss harvesting and is consistently rated a top choice in the U.S. for 2026.
View Deal →Wealthfront stands out for investors seeking comprehensive tax strategies paired with automated management across diverse account types. Its consistent top rankings reflect robust features at a competitive fee.
Pros:
- Broad account support including taxable, IRAs, 529s, and trusts
- Strong automated tax-loss harvesting to optimize returns
- Competitive 0.25% management fee
- Consistently rated among top robo-advisors in 2026
Cons:
- Management fee higher than some competitors like Vanguard Digital Advisor
- No mention of human advisor access for personalized guidance
- Minimum investment requirements are not specified
2.Vanguard Digital Advisor
Vanguard Digital Advisor charges an annual advisory fee between 0.15% and 0.20% with a $100 minimum investment and uses low-cost Vanguard ETFs for portfolio construction. It includes automatic rebalancing and goal-based planning tools, often ranked as a top robo-advisor for U.S. investors in 2026.
View Deal →At a competitive fee starting around 0.15%, Vanguard Digital Advisor offers investors access to Vanguard’s low-cost ETFs combined with automated rebalancing and goal planning. It balances affordability and simplicity for those seeking a streamlined, Vanguard-backed robo experience.
Pros:
- Low annual advisory fee between 0.15% and 0.20%
- Low $100 minimum investment requirement
- Portfolios built exclusively from low-cost Vanguard ETFs
- Includes automatic rebalancing and goal-based planning tools
Cons:
- Limited account types compared to some competitors
- No human advisor access mentioned
- Fee, while low, is higher than some no-fee robo options
3.Betterment
Betterment is an independent robo-advisor offering a digital plan with 0.25%–0.65% fees and no minimum balance. It features automatic rebalancing, tax-loss harvesting, and optional human advisor access at higher tiers.
View Deal →Betterment stands out for beginner investors seeking flexible pricing and optional personal advisor support, balancing automated tools with access to human guidance.
Pros:
- No minimum balance required for the basic digital plan
- Automatic portfolio rebalancing and tax-loss harvesting included
- Optional human advisor access available at premium tiers
Cons:
- Management fees can be higher (up to 0.65%) compared to some competitors
- Human advisor features come at additional cost
- Less emphasis on broad account types compared to some rivals
4.Fidelity Go
Fidelity Go offers professionally managed portfolios with no advisory fee for balances under $25,000 and a 0.35% fee above that, requiring just a $10 minimum investment. It integrates seamlessly for existing Fidelity brokerage customers.
View Deal →At a low entry point with no fees below $25,000, Fidelity Go is ideal for investors seeking easy access to professional management within the Fidelity ecosystem.
Pros:
- No advisory fee for accounts under $25,000
- Low $10 minimum investment requirement
- Professionally managed portfolios
- Integrated access for existing Fidelity brokerage clients
Cons:
- Advisory fee of 0.35% on balances above $25,000
- Limited to users with Fidelity accounts for best integration
- Fewer advanced features compared to some competitors
5.Schwab Intelligent Portfolios
Schwab Intelligent Portfolios offers a no advisory fee robo-advisor with automatic rebalancing and optional tax-loss harvesting for higher balances. Users can upgrade to a hybrid service with human advisors for an additional monthly fee.
View Deal →Schwab Intelligent Portfolios stands out by combining a zero-fee basic robo service with the flexibility to add human advisor support, making it a versatile choice for cost-conscious investors.
Pros:
- No advisory fee on the basic robo-advisor tier
- Automatic portfolio rebalancing included
- Optional tax-loss harvesting available for larger accounts
- Ability to upgrade to a hybrid model with human advisors
Cons:
- Tax-loss harvesting only available at higher balance levels
- Monthly fee applies when upgrading to human advisor service
- No minimum balance specified for basic service
6.SoFi Automated (Robo) Investing
SoFi Automated Investing is a robo-advisor designed for new investors, charging about a 0.25% advisory fee with a low $50 minimum. It offers goal-based portfolios and integrates well with SoFi’s broader financial services.
View Deal →New investors will find SoFi's robo service approachable with its low entry point and seamless integration into a wider financial ecosystem.
Pros:
- Low minimum investment requirement of around $50
- Reasonable advisory fee of approximately 0.25%
- Goal-based portfolio management tailored to investor objectives
- Strong integration with SoFi’s broader money management tools
Cons:
- Advisory fee is higher than some competitors offering no-fee tiers
- Limited advanced features compared to more established robo-advisors
- Primarily targets newer investors, which may not suit experienced users
7.Acorns
Acorns is a micro-investing robo-advisor that rounds up your purchases into diversified ETF portfolios, charging a flat fee of $3 to $12 per month with no minimum investment required. It is designed for beginners to build small balances automatically.
View Deal →A straightforward choice for new investors wanting to grow savings gradually through round-ups, Acorns offers a simple, fixed monthly fee rather than a percentage-based charge. Its automatic investing approach removes barriers for those starting with small amounts.
Pros:
- No investment minimum required
- Flat monthly fee between $3 and $12 instead of a percentage-based fee
- Automatically rounds up purchases to invest spare change
- Diversified ETF portfolios tailored for beginners
Cons:
- Monthly fees can add up for very small balances
- Limited to micro-investing; not ideal for large portfolios
- Lacks advanced features like tax-loss harvesting or human advisors
8.Ally Invest Robo Portfolios
Ally Invest Robo Portfolios offers automated investing with no advisory fees on cash-enhanced portfolios and integrates seamlessly with Ally’s high-yield savings and banking products. It features automated rebalancing for U.S. investors.
View Deal →Ally Invest Robo Portfolios stands out for investors seeking fee-free management on cash-focused portfolios combined with easy access to Ally's banking ecosystem.
Pros:
- No advisory fees on cash-enhanced portfolios
- Automated portfolio rebalancing
- Smooth integration with Ally Bank’s high-yield savings and banking accounts
Cons:
- Limited to cash-enhanced portfolios without advisory fees
- Fewer portfolio customization options compared to some competitors
- Less emphasis on advanced tax strategies or human advisor access
9.Stash
Stash is an app-based platform offering themed ETF portfolios, automatic investing tools, and educational content for newer U.S. investors with subscription-style pricing. It combines guided investing with banking features to support beginner investors.
View Deal →New investors will find Stash appealing due to its blend of investing guidance, banking options, and educational resources, all delivered through an easy-to-use app with a flat subscription fee.
Pros:
- Combines investing and banking features in one app
- Offers themed ETF portfolios and automatic investing tools
- Subscription-style pricing suitable for smaller investors
- Includes educational content tailored for beginners
Cons:
- Subscription fees may not be cost-effective for larger portfolios
- Limited advanced investment options compared to other robo-advisors
- Primarily designed for newer investors, less ideal for experienced users
10.SigFig
SigFig is a hybrid robo-advisor that charges a 0.25% fee with the first $10,000 managed for free and offers unlimited access to human financial advisors. It supports managing assets held at major U.S. brokerages like Schwab and Fidelity.
View Deal →For investors seeking a blend of automated management and personal advice, SigFig offers flexible portfolio oversight plus direct advisor access without fees on the initial $10,000. Its ability to integrate with major brokerages adds valuable convenience.
Pros:
- First $10,000 managed free with a 0.25% fee thereafter
- Unlimited access to human financial advisors
- Can manage assets held at major U.S. brokerages like Schwab and Fidelity
Cons:
- Advisory fee may be higher than some competitors with no free tier beyond $10,000
- Less known compared to larger robo-advisors
- Limited information on minimum investment requirements
Final Words
To find the best robo advisor for your needs, take time to compare features, fees, and services to ensure you get the most value and support for your investment goals. You can explore current offers and promotions to make a well-informed decision that aligns with your financial priorities.
Frequently Asked Questions
Wealthfront stands out with its low 0.25% management fee, broad support for taxable accounts, IRAs, 529 plans, and trusts, plus strong tax-loss harvesting and automated portfolio management. It is consistently rated a top pick for US investors in 2026.
Wealthfront supports a wide range of account types including taxable accounts, IRAs, 529 college savings plans, and trusts, making it a versatile option for different investment needs.
Wealthfront offers automated portfolio management combined with strong tax-loss harvesting strategies, helping investors optimize returns and reduce tax liabilities efficiently.
Wealthfront charges a management fee of 0.25%, which is considered low-cost compared to many other robo advisors in the US market.
Yes, many robo advisors like Betterment and SoFi Automated Investing are designed with beginners in mind, offering low minimums, goal-based portfolios, and easy-to-use platforms.
Robo advisor fees typically range from zero to around 0.65%, with some services charging flat monthly fees instead of percentage-based fees. It’s important to compare management fees, minimum investments, and additional features.
Some robo advisors like SigFig allow you to manage assets held at major US brokerages such as Schwab and Fidelity, providing flexibility to integrate with your current investments.
