Southwest Rapid Rewards® Performance Business Credit Card 2026 Review

Annual fee
$299
Rewards rate
4%-1%
Welcome Bonus
80K bonus points
Apply Now →on Chase's website
Regular APR:19.24%-27.74% Variable APR

  • 4%Points on Southwest purchases
  • 2%Points at gas stations
  • 1%Points on all other purchases

Welcome Bonus:

Earn 80,000 points after spending $5,000 on purchases in the first three months.

Reward Rate:

Earn 4X points on Southwest purchases and 2X at gas stations.

APR:

19.24%-27.74% Variable APR

This card shines for its robust rewards structure, particularly for frequent Southwest flyers, offering 4X points on Southwest purchases and a substantial welcome bonus. The ability to earn anniversary points each year adds to its appeal, making it a strong contender for businesses that prioritize travel with Southwest Airlines.

Pros:

  • Generous welcome bonus
  • Good rewards on Southwest purchases

Cons:

  • Annual fee applies
  • Limited to Southwest Airlines benefits
Apply now →

The Southwest Rapid Rewards® Performance Business Credit Card is particularly well-suited for businesses that frequently fly with Southwest Airlines and seek to maximize their travel rewards through a competitive points structure and substantial welcome bonus. However, the high annual fee may not be justifiable for those who do not travel often or prefer other airlines.

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