Shopping online has become the norm, but why not earn money while you spend? Sounds good! So let's dive in.
Best Cashback Websites Compared: Top 10 Picks for 2025
This comprehensive comparison of the top cashback websites will help you maximize your savings. Plus, when combined with rewards credit cards and shopping rebate apps, you can stack your savings for even better returns.
1. Rakuten
Previously known as Ebates, Rakuten offers some of the highest cashback rates in the industry, ranging from 1% to 40%. With over 3,500 partner stores including major retailers like Amazon, Walmart, and Target, users can earn through both online and in-store purchases. New users receive a $30 welcome bonus after making their first $30 purchase.
2. TopCashback
TopCashback stands out by passing 100% of their affiliate commission to users, resulting in consistently higher rates than competitors. They make money from advertising and bonus commission rates from retailers, allowing them to offer up to 45% cashback at over 4,500 stores.
3. Ibotta
Ibotta specializes in grocery and in-store shopping but has expanded to include online retailers. Their unique feature includes item-specific offers and the ability to link store loyalty cards. New users can earn up to $20 in welcome bonuses through their first purchases.
4. MyPoints
Operating since 1996, MyPoints offers multiple ways to earn points, including shopping, surveys, watching videos, and reading emails. Points can be redeemed for gift cards or PayPal cash. Average cashback rates range from 3% to 25%.
5. BeFrugal
BeFrugal offers up to 40% cashback at over 5,000 stores. They stand out with their best rate guarantee, matching competitors' rates plus an additional 25%. New members receive a $10 sign-up bonus after earning their first cashback.
6. Mr. Rebates
With a straightforward interface and competitive rates ranging from 2% to 30%, Mr. Rebates partners with over 3,000 stores. They offer a $5 sign-up bonus and payment options including PayPal, check, or gift cards.
7. Swagbucks
Beyond cashback shopping, Swagbucks offers multiple earning opportunities through surveys, games, and searching the web. Shopping rates typically range from 1% to 20%, with additional bonus point opportunities during special promotions.
8. Cashback Monitor
While not a cashback site itself, this comparison tool helps you find the highest rates across multiple platforms. It tracks historical rates and alerts users to special promotions, making it an essential tool for maximizing rewards.
9. RetailMeNot
Combining cashback offers with coupon codes, RetailMeNot helps users maximize savings through both immediate discounts and cashback rewards. Rates typically range from 1% to 15%, with occasional special promotions offering higher returns.
10. Tada
Tada (formerly PriceJump) offers both cashback and automatic price tracking features. The platform stands out with its price comparison tool that helps users find the best deals while earning up to 30% cashback. They partner with major retailers and offer instant cashback notifications through their browser extension.
Tips for Maximizing Cashback Rewards
- Compare rates across multiple platforms using Cashback Monitor
- Stack rewards with cashback apps and credit card rewards
- Clear cookies before making purchases through cashback sites
- Watch for special bonus events and increased rates during holidays
- Set up price alerts and tracking for major purchases
Final Words
Choosing the right cashback website depends on your shopping habits and preferred retailers. Consider using multiple platforms to maximize your earnings, and always compare rates before making large purchases. Remember to read the terms and conditions carefully, as some sites have minimum payout thresholds or specific requirements for earning cashback.
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Frequently Asked Questions About Cashback Websites
Are cashback websites legitimate?
Yes, legitimate cashback websites are safe to use. They earn commission from retailers for referring customers and share a portion of that commission with users. Major platforms like Rakuten and TopCashback are well-established companies with millions of users.
How long does it take to receive cashback rewards?
Typically, cashback takes 30-90 days to become payable after a purchase. This waiting period allows for potential returns and ensures the retailer has paid the commission. Some sites offer instant bonuses, but the main cashback amount follows this standard timeline.
Can I use multiple cashback sites for the same purchase?
No, you can only earn cashback from one website per purchase. However, you can stack cashback with credit card rewards, store loyalty programs, and sometimes with store coupons, depending on the retailer's terms and conditions.
What's the minimum payout threshold for most cashback sites?
Minimum payout thresholds vary by platform, typically ranging from $5 to $25. Some sites like TopCashback have no minimum threshold, while others like Rakuten pay quarterly once you reach $5 in earnings.
