1.Blue Cash Preferred® Card from American Express
American Express
- 6%Cash back at U.S. supermarkets on up to $6,000 per year
- 6%Cash back on select U.S. streaming subscriptions
- 3%Cash back on U.S. gas stations
- 3%Cash back on transit
- 1%Cash back on all other purchases
Earn a $250 statement credit after spending $3,000 in eligible purchases within the first 6 months.
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1% on other purchases.
19.49%-28.49% Variable APR
The Blue Cash Preferred® Card stands out as the top choice because it offers an exceptional 6% cash back on groceries and streaming services, making it ideal for families and frequent shoppers. Its generous welcome bonus and no annual fee for the first year further enhance its value, making it a strong contender for anyone looking to maximize cash back rewards.
Pros:
- High cash back on groceries and streaming
- No annual fee for the first year
Cons:
- Annual fee after the first year
- Requires good to excellent credit
- 5%Points on travel purchased through Chase
- 3%Points on dining
- 2%Points on general travel
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months.
Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x on travel.
19.49%-27.74% Variable APR
What sets the Chase Sapphire Preferred® Card apart is its robust earning potential on travel and dining, making it a favorite among travelers. With a generous welcome bonus and valuable travel protections, it provides a comprehensive package for both new and seasoned travelers looking to maximize their rewards.
Pros:
- Strong earning rates on travel and dining
- Includes valuable travel protections
Cons:
- No introductory 0% APR
- Annual fee charged each year
3.Capital One Savor Cash Rewards Credit Card
Capital One
- 8%Cash back on Capital One Entertainment
- 5%Cash back on travel via Capital One Travel
- 3%Cash back on dining, entertainment, streaming, and groceries
- 1%Cash back on all other purchases
Earn a $200 cash bonus after spending $500 in purchases within the first 3 months.
Earn unlimited 3% cash back on dining, entertainment, streaming, and groceries, plus 5% on travel via Capital One Travel.
18.49%-28.49% Variable APR
The Capital One Savor Cash Rewards Credit Card shines for its high cash back rates on dining and entertainment, making it a perfect choice for foodies and social butterflies. With no annual fee and a straightforward rewards structure, it offers great value for those who frequently dine out or enjoy entertainment.
Pros:
- Unlimited cash back on popular categories
- No annual fee
Cons:
- Requires good to excellent credit
- Variable APR can be high
4.American Express Platinum Card®
American Express
- 5%Points on flights and prepaid hotels booked via Amex Travel
Earn 175,000 Membership Rewards points after spending $8,000 in the first 6 months.
Earn 5x points on flights and prepaid hotels booked via Amex Travel.
The American Express Platinum Card is the epitome of luxury, offering unparalleled travel benefits and access to exclusive lounges. Its extensive perks and high potential value make it the best option for frequent travelers who can fully utilize its offerings.
Pros:
- Extensive travel and lifestyle benefits
- Access to luxury airport lounges
Cons:
- High annual fee
- Requires paying balance in full monthly
5.U.S. Bank Altitude® Go Visa Signature® Card
U.S. Bank
- 4%Points on dining, takeout, and restaurant delivery
- 2%Points on groceries, gas/EV charging, and streaming
- 1%Points on all other purchases
Earn 20,000 bonus points after spending $1,000 in eligible purchases within 90 days.
Earn 4X points on dining, takeout, and restaurant delivery on your first $2,000 each quarter.
17.49%-27.49% Variable APR
The U.S. Bank Altitude® Go Visa Signature® Card is designed for food lovers, offering exceptional rewards on dining and takeout. Its no annual fee structure and generous bonus points make it an attractive option for those who frequently dine out.
Pros:
- High rewards on dining and takeout
- No annual fee
Cons:
- Limited to first $2,000 in dining rewards each quarter
- Requires good to excellent credit
6.U.S. Bank Cash+® Visa Signature® Card
U.S. Bank
- 5%Cash back on two chosen categories
- 2%Cash back on one chosen everyday category
- 1%Cash back on all other purchases
Earn a $200 cash back bonus after you spend $1,000 in eligible purchases within the first 90 days.
Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories.
17.74%-27.99% Variable APR
The U.S. Bank Cash+® Visa Signature® Card is a versatile cash-back card that allows users to customize their rewards categories, making it ideal for those who want to maximize their cash back on specific spending. Its no annual fee and generous welcome bonus further enhance its appeal.
Pros:
- Customizable cash back categories
- No annual fee
Cons:
- Requires quarterly category selection
- Variable APR can be high
7.Citi Custom Cash® Card
Citi
- 5%Cash back on highest monthly spend category
- 1%Cash back on all other purchases
Earn $200 cash back after spending $1,500 on purchases in the first 6 months.
Earn 5% cash back on your highest monthly spend category in each billing cycle, up to $500.
17.49%-28.24% Variable APR
The Citi Custom Cash® Card stands out for its automatic 5% cash back on your highest spending category, making it a flexible choice for those whose spending habits vary month to month. Its lack of an annual fee and straightforward rewards structure make it an appealing option for everyday use.
Pros:
- Automatic 5% cash back on top category
- No annual fee
Cons:
- Limited to $500 per billing cycle
- Variable APR can be high
Final Words
As you navigate the best credit cards for streaming services this January 2026, remember to prioritize rewards that align with your spending habits. Take time to compare your options carefully, ensuring you make informed decisions that enhance your entertainment experience while maximizing your benefits.
Frequently Asked Questions
The Blue Cash Preferred® Card from American Express offers a welcome bonus of $250 after spending $3,000 in eligible purchases within the first 6 months. It also earns 6% cash back on select U.S. streaming subscriptions, making it a great choice for streaming enthusiasts.
The Chase Sapphire Preferred® Card provides a welcome bonus of 75,000 bonus points after you spend $5,000 on purchases in the first 3 months. While it doesn't offer specific cash back for streaming, it earns 3x points on dining, which can include dining while streaming.
With the Capital One Savor Cash Rewards Credit Card, you can earn a welcome bonus of $200 cash bonus after spending $500 in purchases within the first 3 months. It offers unlimited 3% cash back on streaming, dining, and entertainment, making it ideal for media consumption.
Some cashback credit cards do charge annual fees, while others, like the Capital One Savor Cash Rewards Credit Card, have no annual fee. It's essential to weigh the annual fee against the potential rewards you would earn based on your spending habits.
When selecting a credit card for streaming services, consider factors such as the reward rate for streaming purchases, any applicable annual fees, and potential welcome bonuses. Additionally, check if the card offers rewards for related categories like dining and entertainment.
To apply for a credit card that rewards streaming services, you can visit the issuer's website, fill out an application form, and provide necessary financial information. Ensure you meet the credit score requirements and review the terms before submitting your application.
Cashback rewards accumulate based on your spending in specific categories defined by the card. For instance, the Blue Cash Preferred® Card from American Express offers 6% cash back at U.S. supermarkets and streaming, while the Capital One Savor Card provides 3% cash back on streaming, dining, and entertainment.
