American Express® Business Gold Card
American Express
- 4%Points on the top two eligible spending categories
- 3%Points on flights and prepaid hotels booked via AmexTravel.com
- 1XPoints on other eligible purchases
Earn 100,000 Membership Rewards® points after spending $15,000 on eligible purchases within the first 3 months.
Earn 4X points on the top two eligible spending categories each month (on up to $150k combined spend annually), 3X on flights/prepaid hotels via AmexTravel.com.
17.74%-28.49% Variable APR
The American Express Business Gold Card is a premium option for businesses with concentrated spending in specific categories, allowing cardholders to earn 4X points on their top two categories each month. This flexibility in rewards makes it a strong contender for businesses looking to maximize their rewards potential.
Pros:
- High rewards on select categories
- Flexible rewards redemption options
Cons:
- Annual fee
- Requires strong credit
The American Express® Business Gold Card is well-suited for businesses that have significant expenditures in particular categories, allowing them to capitalize on the 4X points reward structure. With its higher annual fee and robust rewards system, it may be ideal for those who can leverage its benefits effectively to maximize rewards on their spending.