American Express® Business Gold Card
American Express
- 4%Points on top 2 eligible categories
- 3%Points on flights and prepaid hotels booked on AmexTravel.com
- 1%Points on all other purchases
Earn 70,000 Membership Rewards points after spending $10,000 in the first 3 months.
Earn 4X points on the top 2 eligible categories each billing period (up to $150,000 per calendar year, then 1X).
Prime Rate + 10.99%-19.99%
The American Express® Business Gold Card shines for its ability to earn 4X points on the top two eligible categories, making it a powerful tool for businesses that spend heavily in specific areas.
Pros:
- High rewards on select categories
- Monthly statement credits
Cons:
- Annual fee
- Spending threshold for bonus
The American Express® Business Gold Card is best suited for businesses that have significant expenses in the top two eligible categories, as it offers the ability to earn 4X points in those areas. With a substantial annual fee and a generous welcome bonus, it may appeal to business owners looking to maximize rewards on their spending, provided they can leverage the card's benefits effectively.