1.Amazon Store Card
Synchrony Bank
- 5%Cash back at Amazon.com and Whole Foods Market with Prime membership
New applicants for the Amazon Store Card receive $10. This bonus is credited automatically to your account without any minimum spending requirement.
Prime Store Card members can earn 5% back at Amazon.com and Whole Foods Market (In-Store Code required) with an eligible Prime membership.
29.49%-29.99% Variable APR
The Amazon Store Card stands out as the top choice for frequent Amazon shoppers, especially those with a Prime membership, as it offers a generous 5% cash back on purchases. This card is particularly beneficial for those who regularly shop at Amazon and Whole Foods, making it a valuable addition to their wallet.
Pros:
- No annual fee
- 5% cash back for Prime members
Cons:
- Limited to Amazon and Whole Foods
- No rewards without Prime membership
2.Walmart Store Card
Walmart
- 5%Cash back at Walmart with Walmart+ membership
- 1.5%Cash back on all other purchases
New cardholders earn a $35 cash back welcome bonus when approved for a OnePay CashRewards Card and spend at least $75 in purchases within the first 30 days of account opening.
As a Walmart+ member you'll earn 5% cash back at Walmart and 1.5% on all other purchases.
18.99%-29.99% Variable APR
What sets the Walmart Store Card apart is its high cash back rate for Walmart+ members, making it an excellent choice for those who frequently shop at Walmart. The card's no annual fee and welcome bonus further enhance its appeal, providing immediate value to new cardholders.
Pros:
- No annual fee
- High cash back for Walmart+ members
Cons:
- High variable APR
- Limited to Walmart purchases for maximum rewards
3.Kohl's Card
Capital One
- 7.5%Kohl's Rewards on eligible purchases
Open a new Kohl’s Card and get a welcome bonus of 40% off your first purchase within your first 30 days of opening the account.
When you use a Kohl's credit card, you earn 7.5% in Kohl's Rewards on all eligible in-store and online purchases.
29.49%-31.24% Variable APR
The Kohl's Card shines for its generous rewards program, offering 7.5% back on all eligible purchases, making it a great option for frequent Kohl's shoppers. The welcome bonus of 40% off the first purchase adds significant value, especially for new cardholders looking to save on their initial shopping trip.
Pros:
- No annual fee
- High rewards rate on purchases
Cons:
- High variable APR
- Limited to Kohl's for rewards
4.TJX Rewards Credit Card
Synchrony Bank
- 5%Cash back at TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense
The TJX Rewards Credit Card offers a welcome bonus of 10% off your first purchase.
The TJX Rewards Credit Card offers 5% back at TJ Maxx, Marshalls, HomeGoods, Sierra, and Homesense.
30.49%-33.99% Variable APR
The standout feature of the TJX Rewards Credit Card is its 5% cash back on purchases at a variety of popular retail stores within the TJX family. This card is particularly appealing for those who frequently shop at these stores, and the welcome bonus of 10% off the first purchase adds to its attractiveness.
Pros:
- No annual fee
- 5% cash back on purchases
Cons:
- High variable APR
- Limited to TJX family of stores
5.Target Circle Card
Target
- 5%Discount on eligible Target purchases
- 1%Cash back on eligible purchases
Open a new Target Circle Credit Card and get $50 when you make $50 or more in qualifying purchases in-store or at Target.com within 60 days of card approval.
Target Circle is Target's free loyalty program that lets you earn 1% back on eligible purchases, access personalized 'Bonus' deals, and receive a 5% off birthday gift.
28.20%-29.95% Variable APR
The Target Circle Card is an excellent choice for regular Target shoppers, offering a straightforward 5% discount on most purchases. The welcome bonus of $50 for qualifying purchases within the first 60 days provides immediate value, making it a compelling option for those looking to save at Target.
Pros:
- No annual fee
- 5% discount on purchases
Cons:
- High variable APR
- Limited to Target purchases for rewards
Did you know?
Before you apply, look up credit card basics like APR and fees in our Financial Dictionary. Rewards pay off most when your real spending already hits the card's bonus categories.
Final Words
In summary, selecting the best store credit card for your needs can significantly enhance your shopping experience and rewards. Take time to compare options available this June to ensure you make an informed decision that aligns with your financial goals.
Frequently Asked Questions
New applicants for the Amazon Store Card receive $10. This bonus is credited automatically to your account without any minimum spending requirement.
Prime Store Card members can earn 5% back at Amazon.com and Whole Foods Market (In-Store Code required) with an eligible Prime membership.
New cardholders earn a $35 cash back welcome bonus when approved for a OnePay CashRewards Card and spend at least $75 in purchases within the first 30 days of account opening.
As a Walmart+ member you'll earn 5% cash back at Walmart and 1.5% on all other purchases.
Open a new Kohl’s Card and get a welcome bonus of 40% off your first purchase within your first 30 days of opening the account.
When you use a Kohl's credit card, you earn 7.5% in Kohl's Rewards on all eligible in-store and online purchases.
Most store credit cards, including the top options, typically have no annual fee, making them budget-friendly. However, it's essential to check the specific card terms to be sure.
Consider factors like where you shop most frequently, the rewards structure, welcome bonuses, and any fees associated with the card. Compare multiple options to find the one that maximizes your savings and rewards.
