Ink Business Unlimited® Credit Card 2026 Review

Annual fee
$0
Rewards rate
1.5%-1.5%
Welcome Bonus
$1,000
Apply Now →on Chase's website
Regular APR:0% intro APR for 12 months; 16.74%-24.74% Variable APR

  • 1.5%Cash back on all purchases

Welcome Bonus:

Earn $1,000 bonus cash back after you spend $8,000 on purchases in the first 4 months from account opening.

Reward Rate:

Earn unlimited 1.5% cash back on every purchase.

APR:

0% intro APR for 12 months; 16.74%-24.74% Variable APR

What sets the Ink Business Unlimited® Credit Card apart is its straightforward cash back structure, offering a flat 1.5% on all purchases without any annual fee. This simplicity makes it an attractive option for businesses that prefer a no-fuss rewards program.

Pros:

  • No annual fee
  • Flat-rate cash back

Cons:

  • Lower rewards rate compared to tiered cards
  • Limited bonus opportunities
Apply now →

The Ink Business Unlimited® Credit Card is well-suited for small to medium-sized businesses seeking a straightforward and uncomplicated rewards program without an annual fee. Its flat cash back rate of 1.5% on all purchases, combined with a substantial welcome bonus, makes it a practical choice for business owners looking to maximize their cash flow without the complexities of tiered reward structures.

Frequently Asked Questions

Related Guides