The Blue Business® Plus Credit Card from American Express 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
15,000 Membership Rewards® points
Apply Now →on American Express's website
Regular APR:16.74%-26.74% Variable APR

  • 2%Membership Rewards® points on the first $50,000 in eligible purchases
  • 1%Membership Rewards® points on all other purchases

Welcome Bonus:

Earn 15,000 Membership Rewards® points after spending $3,000 in eligible purchases within the first 3 months.

Reward Rate:

Earn 2X Membership Rewards® points on the first $50,000 in eligible business purchases per calendar year, then 1X points thereafter.

APR:

16.74%-26.74% Variable APR

This card is a great option for small businesses looking to earn rewards on everyday purchases without the burden of an annual fee.

Pros:

  • No annual fee
  • Strong rewards structure

Cons:

  • Spending cap on higher rewards
  • Variable APR
Apply now →

The Blue Business® Plus Credit Card from American Express is a suitable choice for small business owners who want to earn rewards on everyday expenses without incurring an annual fee. Its straightforward reward structure and welcome bonus can provide added value for those seeking to enhance their business spending efficiency.

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