The Blue Business® Plus Credit Card from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

The Blue Business® Plus Credit Card from American Express4.0/5

American Express

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
15,000 Membership Rewards points
Apply Now →on American Express's website
Regular APR:16.74%-26.74% Variable APR

  • 2%Points on business purchases up to $50,000
  • 1%Points on all other purchases

Welcome Bonus:

Earn 15,000 Membership Rewards points after spending $3,000 on eligible purchases in the first 3 months.

Reward Rate:

Earn 2X Membership Rewards points on business purchases up to $50,000, then 1X on all other purchases.

APR:

16.74%-26.74% Variable APR

The Blue Business® Plus Credit Card from American Express is a fantastic option for businesses looking to earn rewards on everyday purchases, offering 2X points on the first $50,000 spent. Its no annual fee structure makes it accessible for small business owners.

Pros:

  • No annual fee
  • High rewards on business purchases

Cons:

  • Spending cap on bonus categories
  • Lower rewards rate after cap
Apply now →

The Blue Business® Plus Credit Card from American Express is well-suited for small business owners seeking to maximize rewards on common expenses without incurring an annual fee. Its tiered earning structure and welcome bonus make it an attractive choice for those who want to enhance their cash flow while earning valuable Membership Rewards points.

Frequently Asked Questions