The Blue Business® Plus Credit Card from American Express 2026 Review

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
15,000 points
Apply Now →on American Express's website

  • 2%Membership Rewards on everyday business purchases
  • 1%Membership Rewards on all other purchases

Welcome Bonus:

Earn 15,000 Membership Rewards points after you spend $3,000 in purchases in the first 3 months.

Reward Rate:

Earn 2X Membership Rewards points on everyday business purchases up to $50,000 per calendar year, then 1 point per dollar thereafter.

The standout feature of The Blue Business® Plus Credit Card is its flat 2X Membership Rewards on everyday business purchases, making it an excellent choice for small businesses looking to maximize their rewards without an annual fee.

Pros:

  • No annual fee
  • Flat-rate rewards structure

Cons:

  • Lower rewards rate after $50,000
  • Limited bonus categories
Apply now →

The Blue Business® Plus Credit Card from American Express is well-suited for small business owners who prioritize earning rewards on everyday purchases while avoiding an annual fee. With its straightforward 2X Membership Rewards on business expenses and a welcome bonus, it offers a compelling option for those looking to enhance their rewards program.

Frequently Asked Questions