The Business Platinum Card® from American Express 2026 Review

Annual fee
$895
Rewards rate
5%-1%
Welcome Bonus
200,000 points
Apply Now →on American Express's website
Regular APR:17.74%-28.49% Variable APR

  • 5%Points on flights and prepaid hotels via Amex Travel
  • 2%Points on select business purchases
  • 1%Points on all other purchases

Welcome Bonus:

Earn 200,000 Membership Rewards points after spending $20,000 in the first 3 months.

Reward Rate:

Earn 5x points on flights and prepaid hotels via Amex Travel, 2x on select business purchases, and 1x on other purchases.

APR:

17.74%-28.49% Variable APR

The Business Platinum Card® from American Express is tailored for high-spending businesses, offering premium rewards and extensive travel perks. Its high annual fee is offset by the potential for significant rewards and credits, making it a top choice for frequent travelers.

Pros:

  • Extensive airport lounge access
  • High rewards on travel

Cons:

  • Very high annual fee
  • Requires significant spending for rewards
Apply now →

The Business Platinum Card® from American Express is best suited for business owners who travel frequently and can take advantage of its premium rewards and extensive travel benefits. While the high annual fee may be a deterrent for some, those who can maximize the card's offerings may find it a valuable tool for managing business expenses and enhancing travel experiences.

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