The Business Platinum Card® from American Express 2026 Review

Annual fee
$895
Rewards rate
Rewards cardholders with tiered Membership Rewards points on travel, large purchases, and select business categories.
Welcome Bonus
300,000 points
Apply Now →on American Express's website
Regular APR:17.99%-28.74%

  • No rewards breakdown available

Welcome Bonus:

Earn as high as 300,000 Membership Rewards points after meeting tiered or minimum spending requirements.

Reward Rate:

Rewards cardholders with tiered Membership Rewards points on travel, large purchases, and select business categories.

APR:

17.99%-28.74%

A key differentiator of The Business Platinum Card® is its extensive travel benefits and the potential for a massive welcome bonus, making it a premier choice for businesses that prioritize travel rewards.

Pros:

  • High welcome bonus potential
  • Extensive travel benefits

Cons:

  • Very high annual fee
  • Complex rewards structure
Apply now →

The Business Platinum Card® from American Express is best suited for established businesses that frequently engage in travel and can leverage the extensive benefits and resources offered, such as the substantial welcome bonus and premium travel perks. However, the high annual fee may not justify the card's value for businesses with less frequent travel needs or those seeking straightforward rewards.

Frequently Asked Questions