The Business Platinum Card® from American Express 2026 Review

Annual fee
$895
Rewards rate
5%-1%
Welcome Bonus
Up to 300,000 points
Apply Now →on American Express's website
Regular APR:17.74%-28.49% Variable APR

  • 5%Membership Rewards points on flights and prepaid hotels
  • 1%Membership Rewards points on all other purchases

Welcome Bonus:

Earn a targeted welcome offer reaching as high as 300,000 Membership Rewards points after spending $20,000 in eligible purchases in the first 3 months.

Reward Rate:

Earn 5X Membership Rewards points on flights and prepaid hotels on amextravel.com.

APR:

17.74%-28.49% Variable APR

This card shines for its premium travel rewards, offering 5X points on flights and prepaid hotels, making it ideal for businesses with significant travel expenses. The extensive travel benefits and statement credits can help offset the high annual fee, providing substantial value for frequent travelers.

Pros:

  • High rewards on travel
  • Extensive travel benefits

Cons:

  • High annual fee
  • Complex rewards structure
Apply now →

The Business Platinum Card® from American Express is best suited for businesses that incur substantial travel expenses, as it offers high reward rates on flights and hotels along with numerous travel benefits. While the $895 annual fee may be steep, frequent travelers may find that the card's perks and points accumulation can provide significant value.

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