The Business Platinum Card® from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

The Business Platinum Card® from American Express4.2/5

American Express

Annual fee
$895
Rewards rate
5%-1%
Welcome Bonus
200,000 Membership Rewards points
Apply Now →on American Express's website
Regular APR:17.74%-28.49% variable APR

  • 5%Points on flights & prepaid hotels booked via Amex Travel
  • 2%Points on key business purchases
  • 1%Points on all other purchases

Welcome Bonus:

Earn 200,000 Membership Rewards points after spending $20,000 in the first 3 months.

Reward Rate:

Earn 5x points on flights & prepaid hotels booked via Amex Travel, 2x on key business purchases, and 1x on everything else.

APR:

17.74%-28.49% variable APR

The Business Platinum Card® from American Express is a powerful tool for businesses that travel frequently, offering exceptional rewards and benefits that can significantly offset its high annual fee.

Pros:

  • High rewards on travel and business expenses
  • Extensive travel perks

Cons:

  • High annual fee
  • Requires significant spending to maximize benefits
Apply now →

The Business Platinum Card® from American Express is well-suited for business owners who travel often and can leverage the card's extensive rewards and benefits to justify the high annual fee. With its robust welcome bonus and competitive reward rates, it may particularly appeal to those seeking to maximize value through travel-related expenses.

Frequently Asked Questions