The Business Platinum Card from American Express 2026 Review

Annual fee
$895
Rewards rate
5%-2%
Welcome Bonus
200,000 points
Apply Now →on American Express's website

  • 5%Points on flights and prepaid hotels
  • 2%Points on large purchases

Welcome Bonus:

Earn 200,000 Membership Rewards points after spending $20,000 in eligible purchases within the first 3 months.

Reward Rate:

Earn 5X points on flights and prepaid hotels, 2X points on large purchases.

The standout feature here is the Business Platinum Card's ability to earn 5x points on flights and prepaid hotels, making it an exceptional choice for frequent business travelers. Coupled with substantial travel credits, this card provides significant value despite its high annual fee.

Pros:

  • High rewards on travel
  • Extensive travel credits

Cons:

  • Very high annual fee
  • High spending requirement for bonus
Apply now →

The Business Platinum Card from American Express is well-suited for frequent business travelers who can take advantage of its generous rewards structure and travel benefits, justifying the high annual fee. Those who prioritize earning points on travel-related expenses will find this card particularly advantageous, while occasional travelers may not fully utilize its offerings.

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