The Business Platinum Card® from American Express 2026 Review

Annual fee
$895
Rewards rate
5%-1%
Welcome Bonus
300K Membership Rewards points
Apply Now →on American Express's website

  • 5%Membership Rewards points on flights and prepaid hotels booked at AmexTravel.com
  • 2%Points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers
  • 1%Points on all other purchases

Welcome Bonus:

Earn as high as 300,000 Membership Rewards points after spending $20,000 in purchases on your new card.

Reward Rate:

Earn 5X Membership Rewards points on flights and prepaid hotels on amextravel.com.

What sets The Business Platinum Card® from American Express apart is its exceptional travel rewards structure, offering 5X points on flights and prepaid hotels, making it a premier choice for frequent travelers. Additionally, the card provides extensive travel perks, including statement credits and access to exclusive events, enhancing its value for business leaders.

Pros:

  • High rewards on travel
  • Extensive travel perks

Cons:

  • High annual fee
  • Requires significant spending to maximize benefits
Apply now →

The Business Platinum Card® from American Express is best suited for high-spending business owners who frequently travel, as it offers significant travel rewards and valuable perks that can offset its high annual fee. However, those who do not travel often or prefer lower fees may find more suitable options elsewhere.

Frequently Asked Questions

Related Guides