Chase Sapphire Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
5%-2%
Welcome Bonus
75,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on travel purchased through Chase
  • 3%Points on dining
  • 2%Points on travel

Welcome Bonus:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 5x points on travel purchased through Chase, 3x points on dining, and 2x on travel.

APR:

19.24%-27.49% Variable APR

The Chase Sapphire Preferred® Card stands out as the top choice because it offers an exceptional rewards structure with 5x points on travel booked through Chase and 3x points on dining. Its generous welcome bonus of 75,000 points provides significant value, making it ideal for frequent travelers.

Pros:

  • High rewards on travel and dining
  • Generous welcome bonus

Cons:

  • Annual fee applies
  • High spending requirement for bonus
Apply now →

The Chase Sapphire Preferred® Card is a strong option for frequent travelers and dining enthusiasts, thanks to its robust rewards structure and attractive welcome bonus. With an annual fee of $95, it may suit those looking to maximize their travel rewards without a high cost, particularly if they frequently book travel through Chase or dine out often.

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