Chase Sapphire Preferred® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Chase Sapphire Preferred® Card4.9/5

Chase

Annual fee
$95
Rewards rate
5%-3%
Welcome Bonus
75,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on travel booked through Chase Travel
  • 3%Points on dining, online groceries, streaming, gas, EV charging, and vacation rentals

Welcome Bonus:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 5x points on travel booked through Chase Travel, 3x points on dining, online groceries, streaming, gas, EV charging, and vacation rentals.

APR:

19.24%-27.49% Variable APR

The Chase Sapphire Preferred Card stands out as the top choice because of its generous welcome bonus and high earning potential on travel and dining purchases, making it ideal for frequent travelers.

Pros:

  • High welcome bonus
  • Flexible point transfers to travel partners

Cons:

  • Annual fee
  • High spending requirement for bonus
Apply now →

The Chase Sapphire Preferred® Card is well-suited for individuals who frequently travel and dine out, given its strong rewards structure and appealing welcome bonus. With an annual fee of $95, it may be a worthwhile investment for those looking to maximize their benefits in these categories.

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