Chase Sapphire Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
5%-1%
Welcome Bonus
75,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on travel purchased through Chase
  • 3%Points on dining and online groceries
  • 2%Points on other travel
  • 1%Points on all other purchases

Welcome Bonus:

Earn 75,000 Ultimate Rewards points after spending $5,000 on purchases in the first 3 months.

Reward Rate:

Earn 5x points on travel purchased through Chase, 3x on dining, and 2x on other travel.

APR:

19.24%-27.49% Variable APR

The Chase Sapphire Preferred® Card stands out as the top choice because it offers a remarkable combination of high-value rewards on travel and dining, making it ideal for frequent travelers. With a generous welcome bonus and flexible redemption options, it provides excellent value for those who can maximize its benefits.

Pros:

  • High-value rewards on travel and dining
  • Generous welcome bonus

Cons:

  • Annual fee applies
  • High spending requirement for bonus
Apply now →

The Chase Sapphire Preferred® Card is well-suited for individuals who frequently travel and dine out, as it offers competitive rewards in these categories along with a substantial welcome bonus. Those who can leverage its flexible redemption options will find this card particularly advantageous, making it a strong choice for maximizing travel-related expenses.

Frequently Asked Questions

Related Guides