Chase Sapphire Preferred® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Chase Sapphire Preferred® Card4.8/5

Chase

Annual fee
$95
Rewards rate
5%-1%
Welcome Bonus
75,000 bonus points
Apply Now →on Chase's website
Regular APR:19.49%-27.74% Variable APR

  • 5%Points on travel via Chase Travel
  • 3%Points on dining, streaming & online groceries
  • 2%Points on other travel
  • 1%Points on all other purchases

Welcome Bonus:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months.

Reward Rate:

Earn 5x points on travel via Chase Travel, 3x on dining, streaming & online groceries, 2x on other travel, and 1x on everything else.

APR:

19.49%-27.74% Variable APR

The Chase Sapphire Preferred Card stands out as the top choice because of its exceptional earning potential on travel and dining, along with valuable travel protections that make it ideal for both casual and frequent travelers.

Pros:

  • Strong earning rates on travel and dining
  • Valuable travel protections

Cons:

  • Annual fee applies
  • High spending requirement for bonus
Apply now →

The Chase Sapphire Preferred® Card is well-suited for individuals who frequently travel and dine out, offering a robust rewards structure and valuable travel protections. With a reasonable annual fee and a substantial welcome bonus, it provides a compelling option for those looking to maximize their spending in these categories.

Frequently Asked Questions