Chase Sapphire Preferred® Card 2026 Review

Annual fee
$95
Rewards rate
5%-2%
Welcome Bonus
75,000 points
Apply Now →on Chase's website
Regular APR:19.24%-27.49% Variable APR

  • 5%Points on Chase Travel bookings
  • 3%Points on dining, select streaming services, and online groceries
  • 2%Points on other travel

Welcome Bonus:

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Reward Rate:

Earn 5x points on Chase Travel℠ bookings, 3x on dining, select streaming services, and online groceries, plus 2x on other travel.

APR:

19.24%-27.49% Variable APR

The Chase Sapphire Preferred® Card stands out as the top choice because it offers a robust rewards structure with 5x points on travel booked through Chase, making it ideal for frequent travelers. Its combination of a high welcome bonus and valuable redemption options solidifies its position as the best option for maximizing travel rewards.

Pros:

  • Strong travel rewards
  • High welcome bonus

Cons:

  • Annual fee applies
  • Spending requirement for bonus
Apply now →

The Chase Sapphire Preferred® Card is well-suited for frequent travelers who can take advantage of its competitive rewards rate and generous welcome bonus. With its annual fee of $95, it appeals to those looking to maximize travel-related benefits while enjoying flexible redemption options.

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