Capital One Savor Cash Rewards Credit Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Capital One Savor Cash Rewards Credit Card4.2/5

Capital One

Annual fee
$0
Rewards rate
8%-1%
Welcome Bonus
$200
Apply Now →on Capital One's website
Regular APR:18.49%-28.49% Variable APR

  • 8%Cash back on Capital One Entertainment purchases
  • 5%Cash back on hotels and rental cars booked through Capital One Travel
  • 3%Cash back on dining, entertainment, streaming, and grocery stores
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months.

Reward Rate:

Earn 8% cash back on Capital One Entertainment purchases, 5% on hotels and rental cars booked through Capital One Travel, and 3% on dining, entertainment, streaming, and grocery stores.

APR:

18.49%-28.49% Variable APR

This card shines for its exceptional cash back rates on dining and entertainment, making it a top choice for foodies and social butterflies. With no annual fee and a straightforward rewards structure, it offers great value for those who frequently dine out or enjoy entertainment activities.

Pros:

  • High cash back on dining and entertainment
  • No annual fee

Cons:

  • Limited to specific categories for higher rewards
  • Cash back may not be as flexible as points
Apply now →

The Capital One Savor Cash Rewards Credit Card may be particularly advantageous for individuals who regularly spend on dining and entertainment, as it offers elevated cash back rates in these categories without an annual fee. Its straightforward rewards structure and welcome bonus further enhance its appeal for those seeking to maximize their cash back on everyday experiences.

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