- 5%Cash back on top eligible spending category
- 1%Cash back on all other purchases
Earn $200 in cash back after spending $1,500 on purchases in the first 6 months.
Earn 5% cash back on your top eligible spending category each billing cycle, up to $500.
17.49%-27.49% Variable APR
The Citi Custom Cash Card offers a unique rewards structure that automatically adjusts to your highest spending category, making it a flexible option for cash back. Although it is no longer accepting new applications, existing cardholders can still benefit from its generous rewards.
Pros:
- No annual fee
- Flexible rewards structure
Cons:
- Limited to $500 per category
- No longer accepting new applications
The Citi Custom Cash Card is well-suited for consumers who prefer a cash back rewards program that adapts to their spending habits without an annual fee. While it is no longer accepting new applications, existing cardholders can continue to take advantage of its flexible rewards structure, making it a practical choice for those who want to maximize their cash back in their most frequent spending categories.