Blue Cash Preferred® Card from American Express
American Express
- 6%Cash back at U.S. supermarkets (up to $6,000 per year)
- 6%Cash back on select U.S. streaming subscriptions
- 3%Cash back at U.S. gas stations
- 3%Cash back on transit
- 1%Cash back on all other purchases
Earn a $250 statement credit after spending $3,000 in eligible purchases within the first 6 months.
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back at U.S. gas stations and on transit, plus 1% on other purchases.
19.49%-28.49% Variable APR
The Blue Cash Preferred® Card from American Express stands out as the top choice because it offers an exceptional 6% cash back on groceries and select streaming services, making it ideal for families and frequent shoppers. With a generous welcome bonus and no annual fee for the first year, it provides significant value for those who spend heavily in these categories.
Pros:
- High cash back on groceries and streaming
- No annual fee for the first year
Cons:
- Annual fee after the first year
- High spending required for welcome bonus
The Blue Cash Preferred® Card from American Express is particularly suitable for individuals and families who regularly spend on groceries and streaming services, given its high cash back rewards in these categories. While the card carries a $95 annual fee after the first year, the substantial welcome bonus and ongoing rewards may justify the cost for frequent users, making it a compelling option for those seeking to maximize their cash back on everyday purchases.