Blue Cash Preferred® Card from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Blue Cash Preferred® Card from American Express4.8/5

American Express

Annual fee
$0 intro annual fee for the first year, then $95
Rewards rate
6%-1%
Welcome Bonus
$300
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. Supermarkets on up to $6K per year
  • 6%Cash back on streaming
  • 3%Cash back on gas
  • 3%Cash back on transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a one-time $300 cash back after you spend $3,000 on purchases within the first 6 months from account opening.

Reward Rate:

Earn 6% cash back at U.S. Supermarkets on up to $6K per year in purchases, 6% on streaming, 3% on gas, 3% on transit, and 1% on everything else.

APR:

19.49%-28.49% Variable APR

The Blue Cash Preferred® Card stands out as the top choice because it offers an impressive 6% cash back on groceries and streaming, making it ideal for families and frequent shoppers. With a generous welcome bonus and no annual fee for the first year, it provides exceptional value for those who maximize their spending in these categories.

Pros:

  • High cash back on groceries and streaming
  • No annual fee for the first year

Cons:

  • Annual fee after the first year
  • Cap on high cash back categories
Apply now →

The Blue Cash Preferred® Card from American Express is well-suited for individuals and families who frequently spend on groceries and streaming services, allowing them to earn substantial cash back in these categories. The card's initial no annual fee and welcome bonus further enhance its appeal for those looking to maximize rewards on their everyday purchases.

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