Blue Cash Preferred® Card from American Express
American Express
- 6%Cash back at U.S. supermarkets on up to $6K per year in purchases
- 6%Cash back on select U.S. streaming subscriptions
- 3%Cash back on gas
- 3%Cash back on transit
- 1%Cash back on all other purchases
Earn a statement credit—often up to $300 back—after meeting a specific minimum spending threshold (such as $3,000 in the first six months).
Earn 6% cash back at U.S. supermarkets on up to $6K per year in purchases, 6% on select U.S. streaming subscriptions, 3% on gas and transit, and 1% on everything else.
19.49%-28.49% Variable APR
The Blue Cash Preferred® Card stands out as the top choice because it offers an impressive 6% cash back on groceries and streaming services, making it ideal for families and frequent shoppers. With a substantial welcome bonus and no annual fee for the first year, it provides exceptional value for everyday spending.
Pros:
- High cash back on groceries and streaming
- Annual fee waived the first year
Cons:
- Annual fee after the first year
- Cap on grocery cash back
The Blue Cash Preferred® Card from American Express is particularly suitable for families and individuals who regularly spend on groceries and streaming services, given its high cash back rewards in these categories. While the annual fee of $95 may be a consideration for some, the substantial welcome bonus and lucrative rewards structure can make it a beneficial choice for those who can maximize the card's offerings.