Blue Cash Preferred® Card from American Express 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Blue Cash Preferred® Card from American Express4.8/5

American Express

Annual fee
$0 intro annual fee for the first year, then $95
Rewards rate
6%-1%
Welcome Bonus
$250
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 6%Cash back at U.S. supermarkets on up to $6,000 per year
  • 6%Cash back on select U.S. streaming subscriptions
  • 3%Cash back on U.S. gas stations
  • 3%Cash back on transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $250 statement credit after spending $3,000 in eligible purchases within the first 6 months.

Reward Rate:

Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1% on other purchases.

APR:

19.49%-28.49% Variable APR

The Blue Cash Preferred® Card stands out as the top choice because it offers an exceptional 6% cash back on groceries and streaming services, making it ideal for families and frequent shoppers. Its generous welcome bonus and no annual fee for the first year further enhance its value, making it a strong contender for anyone looking to maximize cash back rewards.

Pros:

  • High cash back on groceries and streaming
  • No annual fee for the first year

Cons:

  • Annual fee after the first year
  • Requires good to excellent credit
Apply now →

The Blue Cash Preferred® Card from American Express is a suitable option for individuals and families who frequently spend on groceries and streaming services, particularly given its high cash back rewards in these categories. With its attractive welcome bonus and an introductory annual fee waiver, this card may also appeal to those looking to optimize their cash back earnings while managing costs effectively.

Frequently Asked Questions