U.S. Bank Cash+® Visa Signature® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

U.S. Bank Cash+® Visa Signature® Card4.0/5

U.S. Bank

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$200
Apply Now →on U.S. Bank's website
Regular APR:17.74%-27.99% Variable APR

  • 5%Cash back on two chosen categories
  • 2%Cash back on one chosen everyday category
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn a $200 cash back bonus after you spend $1,000 in eligible purchases within the first 90 days.

Reward Rate:

Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories.

APR:

17.74%-27.99% Variable APR

The U.S. Bank Cash+® Visa Signature® Card is a versatile cash-back card that allows users to customize their rewards categories, making it ideal for those who want to maximize their cash back on specific spending. Its no annual fee and generous welcome bonus further enhance its appeal.

Pros:

  • Customizable cash back categories
  • No annual fee

Cons:

  • Requires quarterly category selection
  • Variable APR can be high
Apply now →

The U.S. Bank Cash+® Visa Signature® Card is well-suited for consumers who prioritize cash back rewards and prefer flexibility in choosing their spending categories. With no annual fee and a substantial welcome bonus, it offers a compelling option for those looking to optimize their rewards on everyday purchases.

Frequently Asked Questions