- 5%Cash back on two chosen categories
- 2%Cash back on one everyday category
- 1%Cash back on all other purchases
Earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.
Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories of your choice, plus 2% on one everyday category.
17.74%-27.99% Variable APR
What sets the U.S. Bank Cash+® Visa Signature® Card apart is its customizable cash back structure, allowing cardholders to choose their preferred categories for maximum rewards. This flexibility, combined with no annual fee, makes it a strong contender for those who want to tailor their rewards.
Pros:
- Customizable cash back categories
- No annual fee
Cons:
- Requires active management of categories
- Limited to $2,000 in combined purchases per quarter
The U.S. Bank Cash+® Visa Signature® Card may be particularly well-suited for individuals who value customizable rewards and want to optimize their cash back in specific spending categories without incurring an annual fee. Its attractive welcome bonus further enhances its appeal for new applicants looking to maximize their rewards potential.