Wells Fargo Autograph℠ Card 2026 Review

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
20,000 points
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Points on restaurants
  • 3%Points on travel
  • 3%Points on gas
  • 3%Points on transit
  • 3%Points on popular streaming services
  • 3%Points on phone plans
  • 1%Points on all other purchases

Welcome Bonus:

Earn 20,000 bonus points after spending $1,000 in purchases within the first 3 months.

Reward Rate:

Earn unlimited 3x points on restaurants, travel, gas, transit, popular streaming services, and phone plans.

APR:

18.49%-28.49% Variable APR

The standout feature of the Wells Fargo Autograph℠ Card is its unlimited 3x points on a variety of everyday spending categories, making it an excellent choice for those who want to earn rewards without the burden of an annual fee. With a generous welcome bonus and flexible redemption options, it appeals to a wide range of consumers.

Pros:

  • No annual fee
  • High rewards on multiple categories

Cons:

  • Limited bonus categories
  • Points redemption value may vary
Apply now →

The Wells Fargo Autograph℠ Card is particularly suitable for consumers seeking a no-annual-fee credit card that offers high rewards on everyday purchases across multiple categories. Its unlimited 3x points structure, combined with a substantial welcome bonus, makes it a compelling option for those who prioritize earning rewards without incurring yearly costs.

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