Wells Fargo Autograph Card 2026 Review

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
30,000 points
Apply Now →on Wells Fargo's website
Regular APR:18.74%-28.74% Variable APR

  • 3%Cash back on restaurants
  • 3%Cash back on travel
  • 3%Cash back on gas
  • 3%Cash back on transit
  • 3%Cash back on streaming
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 30,000 points after spending $1,000 in the first 3 months.

Reward Rate:

Earn 3% cash back on restaurants, travel, gas, transit, and streaming, and 1% on all other purchases.

APR:

18.74%-28.74% Variable APR

This card shines for its high cash back rates across a variety of everyday spending categories, making it an excellent choice for those who frequently dine out or travel. The lack of an annual fee further enhances its appeal, allowing cardholders to maximize their rewards without added costs.

Pros:

  • No annual fee
  • High rewards on popular categories

Cons:

  • Limited to specific categories for high cash back
  • Variable APR can be high
Apply now →

The Wells Fargo Autograph Card is a strong option for consumers who seek to earn high cash back rewards on everyday purchases, particularly in dining and travel categories, while benefiting from a $0 annual fee. This card is well-suited for individuals who prioritize maximizing their rewards without incurring additional costs.

Frequently Asked Questions

Related Guides