Wells Fargo Autograph® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Wells Fargo Autograph® Card4.2/5

Wells Fargo

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
$200
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Points on dining, travel, gas, transit, streaming, and phone plans
  • 1%Points on all other purchases

Welcome Bonus:

Earn 20,000 bonus points (worth $200 cash) after spending $1,000 on purchases within the first 3 months.

Reward Rate:

Earn unlimited 3X points on key spending categories like dining, travel, gas, transit, streaming, and phone plans.

APR:

18.49%-28.49% Variable APR

The standout feature here is the unlimited 3X points on key spending categories, making it an excellent choice for those who frequently spend on dining and travel.

Pros:

  • No annual fee
  • Strong rewards on everyday spending

Cons:

  • Limited to specific categories for higher rewards
  • Points redemption options may vary
Apply now →

The Wells Fargo Autograph® Card is particularly suitable for individuals who often spend in categories such as dining and travel, as it offers unlimited 3X points in these areas without an annual fee. With a welcome bonus of $200, it may also appeal to those looking to maximize their rewards on everyday purchases while enjoying the flexibility of no annual cost.

Frequently Asked Questions