Wells Fargo Autograph® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Wells Fargo Autograph® Card4.6/5

Wells Fargo

Annual fee
$0
Rewards rate
3%-1%
Welcome Bonus
20,000 points
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49% Variable APR

  • 3%Points on travel, restaurants, gas stations, and more
  • 1%Points on all other purchases

Welcome Bonus:

New cardholders can earn 20,000 bonus points (worth $200 in cash redemption) after spending $1,000 on purchases in the first 3 months.

Reward Rate:

Earn unlimited 3X points on travel, restaurants, gas stations, and more.

APR:

18.49%-28.49% Variable APR

The Wells Fargo Autograph® Card shines for its generous 3X points on a variety of everyday spending categories, making it a top choice for those who want to maximize rewards without an annual fee. Its versatility in earning points across multiple categories enhances its appeal for everyday use.

Pros:

  • No annual fee
  • High rewards on everyday categories

Cons:

  • Limited redemption options
  • Variable APR can be high
Apply now →

The Wells Fargo Autograph® Card is well-suited for individuals who seek to earn rewards on everyday purchases without the burden of an annual fee. With its competitive reward rates across multiple categories and an attractive welcome bonus, this card may be particularly beneficial for consumers looking to optimize their spending and enhance their rewards program.

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