Citi Strata Premier® Card 2026 Review

Annual fee
$95
Rewards rate
10%-3%
Welcome Bonus
60,000 bonus points
Apply Now →on Citi's website
Regular APR:19.49%-27.49% Variable APR

  • 10%Points on hotels, car rentals, and attractions booked through CitiTravel
  • 3%Points on flights, dining, gas, or charging stations

Welcome Bonus:

Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months.

Reward Rate:

Earn 10X points on hotels, car rentals, and attractions booked through CitiTravel, and 3X on flights, dining, gas, or charging stations.

APR:

19.49%-27.49% Variable APR

This card shines for its exceptional earning potential on travel-related expenses, making it a top choice for frequent travelers. With a substantial welcome bonus and valuable perks, the Citi Strata Premier® Card is designed to maximize rewards for those who love to explore.

Pros:

  • High rewards on travel-related purchases
  • Generous welcome bonus

Cons:

  • Annual fee applies
  • Higher APR range
Apply now →

The Citi Strata Premier® Card is well-suited for frequent travelers seeking to maximize their rewards, particularly on travel-related expenses. With a competitive reward structure and a significant welcome bonus, this card may appeal to those who can leverage its benefits to offset the annual fee effectively.

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