- 3%Cash back on travel
- 3%Cash back on dining
- 3%Cash back on groceries
- 3%Cash back on gas
- 1%Cash back on all other purchases
Earn 60,000 bonus ThankYou Points after spending $4,000 on purchases in the first 3 months.
Earn 3% on travel, dining, groceries, and gas, and 1% on all other purchases.
19.74%-27.74% Variable APR
The standout feature of the Citi Strata Premier Card is its robust rewards structure, offering 3% cash back on essential spending categories like travel and dining. This makes it a strong contender for those who frequently spend in these areas and want to earn significant rewards.
Pros:
- High rewards on multiple categories
- Generous welcome bonus
Cons:
- Annual fee
- No introductory APR offer
The Citi Strata Premier Card is well-suited for individuals who regularly spend on travel and dining, thanks to its competitive 3% cash back rate in these categories. With a reasonable annual fee and an attractive welcome bonus, this card may appeal particularly to frequent travelers and dining enthusiasts looking to maximize their rewards.