Citi Strata Premier℠ Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Citi Strata Premier℠ Card4.6/5

Citi

Annual fee
$95
Rewards rate
10%-1%
Welcome Bonus
60,000 points
Apply Now →on Citi's website
Regular APR:19.49%-28.24% Variable APR

  • 10%Points on hotels, car rentals, and attractions booked via Citi Travel
  • 3%Points on air travel, dining, supermarkets, and gas/EV charging
  • 1%Points on all other purchases

Welcome Bonus:

Earn 60,000 ThankYou Points after spending $4,000 in the first 3 months.

Reward Rate:

Earn 10x points on hotels, car rentals, and attractions booked via Citi Travel, 3x on air travel, dining, supermarkets, and gas/EV charging.

APR:

19.49%-28.24% Variable APR

The standout feature of the Citi Strata Premier is its high earning potential on travel-related purchases, making it a versatile card for both everyday spending and travel enthusiasts.

Pros:

  • High rewards on travel and dining
  • No foreign transaction fees

Cons:

  • Annual fee
  • Requires good credit
Apply now →

The Citi Strata Premier℠ Card is ideally suited for individuals who frequently travel and want to maximize rewards on their travel-related expenses, as well as those looking for a solid earning potential on everyday purchases. With a reasonable annual fee and a substantial welcome bonus, it offers a compelling option for consumers prioritizing travel rewards.

Frequently Asked Questions