Citi Strata Premier® Card 2026 Review

Annual fee
$95
Rewards rate
10%-3%
Welcome Bonus
60,000 points
Apply Now →on Citi's website
Regular APR:19.49%-27.49% Variable APR

  • 10%Points on hotels, car rentals, and attractions booked through CitiTravel
  • 3%Points on air travel, gas, supermarkets, and restaurants

Welcome Bonus:

Earn 60,000 bonus ThankYou® Points after spending $4,000 on purchases within the first 3 months.

Reward Rate:

Earn 10x points on hotels, car rentals, and attractions via CitiTravel.com, and 3x points on air travel, gas, supermarkets, and restaurants.

APR:

19.49%-27.49% Variable APR

The standout feature here is its high-multiplier earnings on travel and everyday spending, making it a versatile option for those who want to maximize rewards without a high annual fee.

Pros:

  • High earning potential on travel and everyday spending
  • Flexible redemption options

Cons:

  • Annual fee may be a consideration for some
  • Limited bonus categories compared to premium cards
Apply now →

The Citi Strata Premier® Card is well-suited for individuals who frequently spend on travel and everyday purchases, allowing them to earn substantial rewards with a competitive earning rate. Its moderate annual fee and attractive welcome bonus further enhance its appeal for those looking to maximize their rewards potential.

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