Wells Fargo Active Cash® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Wells Fargo Active Cash® Card4.6/5

Wells Fargo

Annual fee
$0
Rewards rate
2%-1%
Welcome Bonus
$200
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49%

  • 2%Cash back on all purchases

Welcome Bonus:

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.

Reward Rate:

Earn unlimited 2% cash back on all purchases.

APR:

18.49%-28.49%

The standout feature of the Wells Fargo Active Cash® Card is its straightforward 2% cash back on all purchases, making it an excellent choice for those who prefer simplicity in their rewards. With no annual fee and a generous welcome bonus, it appeals to a wide range of consumers.

Pros:

  • Flat-rate cash back
  • No annual fee

Cons:

  • Foreign transaction fee applies
  • Limited bonus categories
Apply now →

The Wells Fargo Active Cash® Card is particularly suitable for consumers seeking a no-annual-fee option that offers a straightforward rewards structure with 2% cash back on all purchases. Its combination of simplicity and a welcome bonus makes it a compelling choice for those looking to maximize their cash back without the complexities often associated with rewards programs.

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