Wells Fargo Active Cash® Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Wells Fargo Active Cash® Card4.0/5

Wells Fargo

Annual fee
$0
Rewards rate
2%-2%
Welcome Bonus
$200
Apply Now →on Wells Fargo's website
Regular APR:18.49%-28.49% Variable APR

  • 2%Cash rewards on all purchases

Welcome Bonus:

Earn a $200 cash rewards bonus after you spend $500 in purchases within the first 3 months.

Reward Rate:

Earn unlimited 2% cash rewards on all purchases.

APR:

18.49%-28.49% Variable APR

The Wells Fargo Active Cash card is an excellent choice for those who prefer a straightforward cash back structure without the hassle of tracking categories, making it ideal for everyday spending.

Pros:

  • Unlimited 2% cash back
  • No annual fee

Cons:

  • Limited to flat rate rewards
  • Requires good credit
Apply now →

The Wells Fargo Active Cash® Card is well-suited for individuals seeking a simple, straightforward cash back rewards program without an annual fee. Its flat rewards rate on all purchases makes it particularly appealing for consumers who want to maximize their everyday spending without the complexity of rotating categories.

Frequently Asked Questions