Sam's Club Credit Card from Synchrony 2026 Review

Annual fee
$0
Rewards rate
5%-1%
Welcome Bonus
$30
Apply Now →on Synchrony's website
Regular APR:20.15%-28.40%

  • 5%Cash back on gas/EV charging (up to $6,000/year)
  • 3%Cash back on dining and takeout
  • 3%Cash back on qualifying Sam's Club purchases for Plus members
  • 1%Cash back on all other purchases

Welcome Bonus:

New cardholders can earn a $30 statement credit after spending at least $30 on qualifying purchases within the first 30 days.

Reward Rate:

Earn 5% back on gas/EV charging, 3% on dining and takeout.

APR:

20.15%-28.40%

The Sam's Club Credit Card offers robust cash-back rewards, particularly for gas purchases, making it an excellent choice for frequent Sam's Club shoppers.

Pros:

  • No annual fee
  • High cash back on gas

Cons:

  • Requires Sam's Club membership
  • High APR
Apply now →

The Sam's Club Credit Card from Synchrony is well-suited for individuals who frequently shop at Sam's Club and value cash-back rewards, especially on gas purchases, without the burden of an annual fee. Its attractive welcome bonus further enhances its appeal for new cardholders looking to maximize their savings at a wholesale retailer.

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