Target Circle™ Credit Card
Synchrony
Annual fee
$0
Rewards rate
5%-0%
Welcome Bonus
$50
Apply Now →on Synchrony's website
Regular APR:27.40%-29.45%
- 5%Discount on most in-store and online Target purchases
Welcome Bonus:
New approved applicants can earn a welcome bonus of $50 off a future qualifying purchase of $50 or more.
Reward Rate:
Earn 5% off instantly on most in-store and online Target purchases.
APR:
27.40%-29.45%
What sets the Target Circle™ Credit Card apart is its straightforward 5% discount on all eligible purchases, making it a great choice for regular Target shoppers looking to save instantly.
Pros:
- Instant 5% off on purchases
- No annual fee
Cons:
- High variable APR
- Limited to Target purchases
The Target Circle™ Credit Card is best suited for frequent Target customers who can take advantage of the 5% discount on eligible purchases, along with the initial $50 welcome bonus. With no annual fee, it offers a simple rewards structure that may appeal to those looking to maximize savings on their everyday shopping at Target.