- 5%Discount on eligible purchases at Target
New approved applicants can receive a $50 reward on a future qualifying purchase of $50 or more.
Save 5% on most Target and Target.com purchases.
22.90%-24.99% Variable APR
What sets the Target Circle™ Credit Card apart is its straightforward 5% discount on all eligible purchases at Target, making it a great option for regular shoppers. With no annual fee, it provides consistent savings on everyday purchases.
Pros:
- 5% off at Target
- No annual fee
Cons:
- High APR
- Limited to Target purchases
The Target Circle™ Credit Card is well-suited for frequent Target shoppers seeking to maximize their savings with a straightforward 5% discount on eligible purchases. With no annual fee and a welcome bonus, it offers a practical option for those who regularly shop at Target, although it may not be as beneficial for infrequent customers or those who do not primarily shop at the retailer.