Annual fee
$0
Rewards rate
16%-5%
Welcome Bonus
30%
Apply Now →on Synchrony's website
Regular APR:33.24%-33.99%
- 16%Rewards on American Eagle/Aerie purchases
- 5%Rewards on all other purchases
Welcome Bonus:
New applicants typically receive 30% off their first purchase with the card.
Reward Rate:
Earn 16% back in rewards on American Eagle/Aerie purchases.
APR:
33.24%-33.99%
This card shines for its exceptional rewards rate of 16% on American Eagle and Aerie purchases, making it a top choice for loyal shoppers of the brand.
Pros:
- High rewards rate on AE purchases
- No annual fee
Cons:
- High APR
- Limited to American Eagle/Aerie
The Real Rewards Visa from Synchrony is best suited for frequent shoppers at American Eagle and Aerie, offering a compelling rewards structure with no annual fee. While the high rewards rate is attractive for brand loyalists, those who shop less frequently at these retailers may find the benefits less advantageous.