REI Co-op Mastercard from Capital One
Capital One
Annual fee
$0
Rewards rate
5%-1.5%
Welcome Bonus
$100
Apply Now →on Capital One's website
Regular APR:17.49%-28.49%
- 5%Rewards on REI purchases
- 1.5%Rewards on all other purchases
Welcome Bonus:
Earn a $100 REI gift card after the first non-REI purchase within 60 days of account opening.
Reward Rate:
Earn 5% back on REI purchases and 1.5% on all other purchases.
APR:
17.49%-28.49%
The REI Co-op Mastercard is the best option for outdoor enthusiasts, offering 5% back on all REI purchases, making it perfect for those who frequently shop for gear and apparel.
Pros:
- No annual fee
- Rewards do not expire
Cons:
- Requires a $30 membership fee
- Limited to outdoor purchases for maximum rewards
The REI Co-op Mastercard from Capital One is best suited for individuals who regularly shop at REI and seek to maximize their rewards on outdoor-related purchases. With no annual fee and a competitive rewards structure, it serves as a practical option for outdoor enthusiasts looking to earn benefits while enjoying their hobbies.