Dun & Bradstreet (D&B): What It Does, Funding, History, and Rating

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When your business decisions depend on accurate insights, Dun & Bradstreet’s data analytics offer a powerful edge in managing credit risk and supplier reliability. Their unique business credit scores and the D-U-N-S Number system help companies navigate complex financial landscapes with confidence. Here's what matters.

Key Takeaways

  • Global leader in business data and analytics.
  • Provides unique D-U-N-S business identifier.
  • Offers credit reports and risk management tools.
  • Supports sales, marketing, and supply chain decisions.

What is Dun & Bradstreet (D&B)?

Dun & Bradstreet (D&B) is a global leader in business data, analytics, and insights, providing companies with tools to manage credit risk, optimize sales strategies, and drive growth. Its proprietary data includes the widely recognized D-U-N-S Number system, which uniquely identifies millions of businesses worldwide.

By leveraging advanced data analytics, D&B supports informed decision-making across credit, sales, and supply chain functions.

Key Characteristics

D&B offers comprehensive business intelligence through a variety of specialized products and services:

  • Business Credit Reports: Detailed credit scores and reports help you assess financial health and payment behavior of partners or suppliers.
  • Risk Management Tools: Solutions like D&B Supplier Intelligence and Compliance Intelligence mitigate third-party and supply chain risks.
  • D-U-N-S Number: A unique nine-digit identifier that streamlines data management and enhances business identity verification.
  • Sales and Marketing Intelligence: Audience Targeting and Visitor Intelligence enable precise lead generation and campaign optimization.
  • Global Coverage: Data on over 400 million businesses in more than 250 markets, powered by predictive machine learning models.

How It Works

D&B collects and curates extensive commercial data from public records, trade references, and direct sources, continuously updating its database to ensure accuracy. This real-time data feeds into credit scoring models and analytics platforms, giving you actionable insights into potential risks and opportunities.

Its D-U-N-S Number system ties together diverse business information into a coherent profile, supporting everything from credit decisions to compliance checks. You can integrate D&B's analytics tools seamlessly into your workflows, enhancing risk mitigation and sales prospecting efforts.

Examples and Use Cases

Businesses across industries use D&B’s data and analytics for various strategic purposes:

  • Airlines: Delta leverages supplier intelligence to monitor risks in its supply chain, reducing disruptions.
  • Financial Services: Banks assess creditworthiness using D&B scores to minimize bad debt expense.
  • Marketing Teams: Companies use audience targeting to identify potential clients anonymously visiting their websites, improving lead conversion.
  • Corporate Executives: C-suite teams rely on D&B insights for strategic planning and risk oversight.

Important Considerations

While D&B provides extensive data, it’s essential to understand that credit scores reflect historical payment behavior and may not predict all future risks. Regularly updating your data and combining D&B insights with other financial metrics like earnings can improve decision accuracy.

Additionally, compliance with regulations such as the Fair Credit Reporting Act (FCRA) is crucial when using business credit information for lending or employment decisions.

Final Words

Dun & Bradstreet offers comprehensive data and analytics that can significantly enhance your credit and risk management strategies. Evaluate how its tools align with your business needs to decide if integrating D&B services could improve your decision-making and growth potential.

Frequently Asked Questions

Sources

Browse Financial Dictionary

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Johanna. T., Financial Education Specialist

Johanna. T.

Hello! I'm Johanna, a Financial Education Specialist at Savings Grove. I'm passionate about making finance accessible and helping readers understand complex financial concepts and terminology. Through clear, actionable content, I empower individuals to make informed financial decisions and build their financial literacy.

The mantra is simple: Make more money, spend less, and save as much as you can.

I'm glad you're here to expand your financial knowledge! Thanks for reading!

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