Best Robo Advisors in the UK
Discover 7 deals available this month.
1.InvestEngine
InvestEngine offers low investment fees with DIY free and managed portfolios at 0.25% annually and requires a minimum investment of £100. It is FCA regulated and holds a Trustpilot rating of 4.5/5.
View Deal →InvestEngine stands out for investors seeking low-cost options combined with the flexibility of both free DIY and managed portfolios. Its low minimum investment and strong regulatory backing make it an accessible choice.
Pros:
- Low annual fee of 0.25%
- Choice between DIY free portfolios and managed options
- Minimum investment of £100 is affordable
- FCA regulated with high Trustpilot rating (4.5/5)
Cons:
- Limited information on additional features or investment options
- May not suit those looking for ready-made portfolios or higher personalization
- No mention of tax wrappers like ISAs or pensions
2.eToro
eToro offers ready-made portfolios with zero commissions and management fees, requiring a minimum investment of £500. It is FCA regulated and has a Trustpilot rating of 4.4/5.
View Deal →Ideal for cost-conscious investors who want ready-made portfolios without management fees, eToro makes investing accessible with no commission charges and a moderate minimum deposit.
Pros:
- No commissions or management fees
- Ready-made portfolios simplify investment choices
- FCA regulated for investor protection
- Strong user rating with a 4.4/5 Trustpilot score
Cons:
- Minimum investment of £500 may be high for some beginners
- Limited information on personalised investment options
- Focus on ready-made portfolios may not suit DIY investors
3.Moneybox
Moneybox is a beginner-friendly robo-advisor ideal for monthly investments, featuring FCA regulation and a low-fee structure. It simplifies investing with accessible options for new investors.
View Deal →New investors will find Moneybox approachable with its low fees and monthly investment focus, making it easy to start building a portfolio over time. Its FCA regulation adds a layer of trust to the straightforward service.
Pros:
- Low fees structure suitable for beginners
- Supports regular monthly investments
- FCA regulated ensuring compliance and security
Cons:
- No detailed fee breakdown provided
- Limited information on portfolio options
- May lack advanced features for experienced investors
4.Moneyfarm
Moneyfarm offers personalised investment services including ISAs and pensions with fees ranging from 0.35% to 0.75% plus a 0.2% account fee. The minimum investment is £500 and it is FCA regulated.
View Deal →Moneyfarm provides tailored investment solutions with flexible account options, making it a strong choice for those seeking personalisation in their portfolios. Its tiered fees reflect varying investment sizes and services.
Pros:
- Personalised investment services including ISAs and pensions
- FCA regulated for investor protection
- Tiered fees starting at 0.35% up to 0.75%, plus 0.2% account fee
- Minimum investment requirement of £500
Cons:
- Fees can be higher than some competitors, especially at the upper tier
- Minimum £500 investment may be a barrier for smaller investors
- Additional 0.2% account fee increases total costs
5.Wealthify
Wealthify offers ready-made portfolios with ethical investment options and charges account fees between 0.6% and 0.3%, plus fund fees. It is part of Aviva and was awarded Best Robo-Advisor in 2024.
View Deal →Wealthify stands out for investors seeking ready-made, ethical portfolios backed by a well-known provider like Aviva. Its award-winning service blends simplicity with responsible investment choices.
Pros:
- Provides ready-made portfolios suitable for hands-off investors
- Includes ethical investment options
- Account fees range from 0.6% to 0.3%, competitive for managed portfolios
- Backed by Aviva, a reputable financial group
Cons:
- Account fees are higher compared to some rivals with fees below 0.3%
- Additional fund fees apply on top of account fees
- Less suitable for investors wanting DIY portfolio control
6.Nutmeg
Nutmeg offers fully managed portfolios with low fees, ideal for monthly investments. It is FCA regulated and designed to be user-friendly for investors.
View Deal →Nutmeg stands out for those who prefer an easy-to-use platform with low-cost, fully managed portfolios tailored for regular monthly contributions.
Pros:
- Low fees for managed portfolios
- User-friendly interface
- Supports monthly investments
- FCA regulated for investor protection
Cons:
- No specific pricing details mentioned
- Minimum investment requirements not specified
- Less focus on DIY or customization options compared to some competitors
7.IG Smart Portfolios
IG Smart Portfolios offers a 0.5% fee for portfolios under £10,000 and no fees for portfolios above £50,000. It is provided by a major UK trading platform.
View Deal →A cost-effective choice for smaller portfolios, IG Smart Portfolios eliminates fees once your investments exceed £50,000, making it ideal for growing investors.
Pros:
- Lowest fees for portfolios under £10k at 0.5%
- No fees for portfolios over £50k
- Backed by a major UK trading platform
Cons:
- Fees for smaller portfolios are higher compared to some competitors with lower rates
- Minimum portfolio size and other account details are not specified
- Less information on personalised service or ethical investment options
Final Words
To make the most of your investment strategy, take time to compare the top robo advisors’ fees, features, and minimum requirements to find the best fit for your goals and budget. You can explore current offers now to ensure you choose a service that aligns with your financial needs and delivers real value.
Frequently Asked Questions
InvestEngine offers managed portfolios at a low annual fee of 0.25% and also provides a DIY free portfolio option. It requires a minimum investment of £100 and is FCA regulated, making it a cost-effective and trusted choice.
The minimum investment required to start investing with InvestEngine is £100. This low entry point makes it accessible for new and experienced investors alike.
Yes, InvestEngine is FCA regulated, ensuring compliance with UK financial regulations. It holds a strong Trustpilot rating of 4.5 out of 5, reflecting high user satisfaction.
Key factors include investment fees, minimum investment requirements, regulation status, and available portfolio options. It's also helpful to look at user reviews and whether the platform offers managed or DIY portfolios.
Yes, platforms like Moneybox and Nutmeg are recommended for beginners and support monthly investments. Both are FCA regulated and have user-friendly interfaces with low fees.
Fees vary, with some like eToro offering zero management fees and others like Moneyfarm charging between 0.35% to 0.75% plus account fees. InvestEngine stands out with a low 0.25% annual fee for managed portfolios.
