Best Bank Stocks this January 2026

Citizens Financial Group Inc (CFG) has demonstrated impressive performance with a 36.32% return over the past year, standing out among S&P 500 banks. The stock offers a solid dividend yield of 3.41%, making it an appealing option for investors seeking reliable income from financially healthy companies. Analysts maintain a bullish consensus with a median price target of $66.00, reflecting confidence in CFG's growth potential.

Citizens Financial Group (CFG) is expected to report a 31.8% year-over-year increase in earnings per share for Q4 2025, and despite a 34% rally in 2025, it remains undervalued with potential for further growth.

CFG has a Strong Buy rating from analysts, with a median price target of $67.00, suggesting a 9.9% upside from its current trading price of $60.99.

The average price target for CFG is $65.75, with a range between $58.50 and $77.00, indicating a potential 5.81% increase from its current price of $62.14.

CFG pays an annual dividend of $1.84 per share, yielding 3.04%, with payments made quarterly; the last ex-dividend date was October 29, 2025.

Citigroup Inc (C) stands out as a top performer among large-cap banks, boasting a significant one-year return of 61.74% and a commendable risk/reward profile, as noted by Bank of America. With a dividend yield of 2.28%, this stock is attracting attention from analysts, with a median 12-month price target of $127.00, reflecting a consensus Buy rating from 15 analysts.

Citigroup (C) has a consensus rating of Buy from 15 analysts, with 27% recommending Strong Buy, 53% Buy, and 20% Hold.

C stock's implied volatility is 36.8% higher than its 20-day historical volatility, indicating that the options market expects greater future volatility.

Alphabet Class C shares have a consensus rating of Strong Buy from 18 analysts, with 59 recommending a buy and none suggesting a sell.

Bank of America Corp (BAC) is a noteworthy stock to monitor this earnings season, having delivered a solid 22.48% return over the past year. With a dividend yield of 2.00%, the bank targets a 5-7% annual growth in net interest income over the next few years and a return on tangible common equity between 16% and 18%. Analysts maintain a median price target of $62, with ratings reflecting a mix of cautious optimism and bullish outlooks.

Bank of America (BAC) is trading near its 52-week high and above its 200-day moving average, but shares have decreased by $0.33, or 0.59%, closing at $55.85.

Bank of America aims for 5-7% annual growth in net interest income and over 12% earnings growth over the next three to five years, while maintaining a Common Equity Tier 1 ratio of 10.5%.

Wells Fargo & Co (WFC) stands out with a robust one-year return of 34.67%, making it a top-rated investment choice, particularly highlighted by Bank of America. With a dividend yield of nearly 2%, this stock is attractive for investors seeking reliable income from a financially healthy company. Analysts maintain a consensus Buy rating, with a median 12-month price target of $100.50, reflecting strong growth potential in the current market landscape.

Wells Fargo (NYSE: WFC) has performed well in 2025, with a stock increase of approximately 32% year-to-date.

Wells Fargo (WFC) has a consensus rating of Buy from 15 analysts, with 33% recommending Strong Buy, 27% Buy, 33% Hold, and 7% Sell.

Wells Fargo's stock has increased by 18.6% over the past three months, outperforming the industry average rise of 9.1%.

The outlook for WFC stock is neutral, expected to perform in line with market averages over the next 12 months.