Annual fee
$99
Rewards rate
26%-1%
Welcome Bonus
140,000
Apply Now →on Chase's website
Regular APR:19.24%–27.74% Variable APR
- 26%Points at IHG Hotels and Resorts
- 1%Points on all other purchases
Welcome Bonus:
Earn 140,000 bonus points after spending $3,000 on purchases in the first three months.
Reward Rate:
Earn up to 26X total points per $1 spent when you stay at IHG Hotels and Resorts.
APR:
19.24%–27.74% Variable APR
The standout feature here is the IHG One Rewards Premier Credit Card's ability to earn a high number of points on IHG stays, making it a valuable asset for frequent travelers in the IHG network.
Pros:
- High points earning rate
- Free night certificate annually
Cons:
- Annual fee applies
- Limited to IHG properties for maximum rewards
The IHG One Rewards Premier Credit Card is best suited for travelers who frequently stay at IHG properties, as it offers substantial rewards on those stays along with a generous welcome bonus. However, those who do not regularly utilize IHG services may find the card's benefits less compelling relative to its annual fee.