- 26%Total points at IHG hotels
- 5%Points on travel, dining, and gas
- 2%Points on all other purchases
Earn 175,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.
Earn up to 26x points at IHG hotels, 5x on travel, dining, and gas.
19.24%-27.74% Variable APR
The IHG One Rewards Premier Credit Card stands out as the top choice because it offers an impressive 26x points on IHG hotel stays, making it ideal for frequent travelers. With automatic Platinum Elite status and an annual free night certificate, it provides exceptional value for loyal IHG customers.
Pros:
- Automatic Platinum Elite status
- Annual free night certificate
Cons:
- Annual fee of $99
- High spending requirement for bonus
The IHG One Rewards Premier Credit Card is best suited for individuals who frequently stay at IHG hotels and seek to maximize their rewards through high point accumulation and benefits like complimentary Platinum Elite status. With its annual fee and compelling welcome bonus, this card offers significant value for loyal IHG travelers, though occasional users may find it less beneficial.