- 10%Points on IHG properties
- 5%Points on travel, dining, and gas
- 3%Points on all other purchases
Earn 175,000 bonus points after spending $5,000 in the first 3 months.
Earn 10X points at IHG properties, 5X on travel/dining/gas, and 3X on general spending.
19.24%-27.74% Variable APR
The IHG One Rewards Premier Credit Card is a standout for its generous 10x points on IHG stays, making it the best option for loyal IHG guests. The card's welcome bonus and annual free night benefit further enhance its appeal, providing excellent value for frequent travelers.
Pros:
- High rewards on IHG stays
- Annual free night benefit
Cons:
- Annual fee applies
- Spending requirement for bonus
The IHG One Rewards Premier Credit Card is particularly well-suited for frequent travelers who regularly stay at IHG properties, offering substantial rewards and benefits that can significantly enhance their travel experience. However, individuals who do not stay at IHG hotels often may find the card's value less compelling relative to its annual fee.