IHG One Rewards Premier Credit Card 2026 Review

Annual fee
$99
Rewards rate
26%-3%
Welcome Bonus
140,000 Bonus Points
Apply Now →on Chase's website
Regular APR:19.49%-27.99% Variable APR

  • 26%Total points at IHG hotels
  • 5%Cash back on select categories
  • 3%Cash back on all other purchases

Welcome Bonus:

Earn 140,000 bonus points after spending $3,000 on purchases in the first 3 months.

Reward Rate:

Earn up to 26X points per dollar at IHG hotels.

APR:

19.49%-27.99% Variable APR

This card shines for its high earning potential at IHG hotels, offering up to 26X points, making it an excellent choice for loyal IHG guests looking to maximize their rewards.

Pros:

  • Automatic Platinum Elite status
  • Free night certificate annually

Cons:

  • Annual fee of $99
  • Requires spending to earn additional bonuses
Apply now →

The IHG One Rewards Premier Credit Card is particularly well-suited for frequent IHG hotel guests who can take advantage of its high earning potential and substantial welcome bonus. With a moderate annual fee, it provides significant rewards for those who prioritize stays at IHG properties, making it a valuable option for loyal customers within this hotel brand.

Frequently Asked Questions