Hilton Honors American Express Aspire Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Hilton Honors American Express Aspire Card4.0/5

American Express

Annual fee
$550
Rewards rate
14%-3%
Welcome Bonus
175,000 Hilton Honors Bonus Points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 14%Points at Hilton
  • 7%Points on flights, car rentals, and U.S. dining
  • 3%Points on all other purchases

Welcome Bonus:

Earn 175,000 Hilton Honors Bonus Points after spending $6,000 in the first 6 months.

Reward Rate:

Earn 14x points at Hilton, 7x on flights, car rentals, and U.S. dining, and 3x on other purchases.

APR:

19.49%-28.49% Variable APR

The Hilton Honors Aspire Card is a premium option for those who frequently stay at Hilton properties, offering extensive benefits and high earning rates that can easily offset the annual fee.

Pros:

  • Complimentary Diamond Status
  • High earning potential on Hilton stays

Cons:

  • Very high annual fee
  • Requires frequent Hilton stays to justify cost
Apply now →

The Hilton Honors American Express Aspire Card is best suited for frequent travelers who prioritize stays at Hilton hotels and can take full advantage of its premium rewards structure and benefits. While the high annual fee may deter casual users, those who regularly utilize Hilton's offerings may find significant value in the card's features and welcome bonus.

Frequently Asked Questions