Hilton Honors American Express Aspire Card 2026 Review

Mika L.
Written by Mika L.
Financial Content Writer
Mat C.
Edited by Mat C.
Managing Editor & Senior Developer

Hilton Honors American Express Aspire Card4.2/5

American Express

Annual fee
$550
Rewards rate
14%-3%
Welcome Bonus
150,000 points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 14%Points on Hilton stays
  • 7%Points on select travel and dining
  • 3%Points on all other purchases

Welcome Bonus:

Earn 150,000 Hilton Honors Bonus Points after spending $6,000 in purchases within the first 6 months.

Reward Rate:

Earn 14X points on Hilton stays, 7X on select travel/dining, and 3X on all other purchases.

APR:

19.49%-28.49% Variable APR

This card shines for its premium benefits, including automatic Diamond status and substantial annual credits, making it the best option for frequent Hilton guests who can fully utilize its offerings.

Pros:

  • Automatic Hilton Honors Diamond status
  • Up to $400 in annual Hilton resort credits

Cons:

  • High annual fee of $550
  • Requires significant spending to maximize benefits
Apply now →

The Hilton Honors American Express Aspire Card is best suited for frequent travelers who regularly stay at Hilton properties and can take full advantage of its premium benefits, including automatic Diamond status and substantial annual credits. However, the high annual fee may not be justified for occasional travelers or those who do not maximize the rewards structure.

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