Hilton Honors American Express Aspire Card 2026 Review

Annual fee
$550
Rewards rate
14%-3%
Welcome Bonus
175,000 points
Apply Now →on American Express's website
Regular APR:19.49%-28.49% Variable APR

  • 14%Points on Hilton purchases
  • 7%Points on flights and dining
  • 3%Points on all other purchases

Welcome Bonus:

Earn 175,000 Hilton Honors bonus points after spending $6,000 in the first 6 months.

Reward Rate:

Earn 14X points on Hilton stays, 7X on flights/dining, and 3X on other purchases.

APR:

19.49%-28.49% Variable APR

The Hilton Honors American Express Aspire Card is the best option for frequent Hilton travelers, offering top-tier Diamond status and extensive annual credits that can significantly offset the annual fee. Its high earning rates on Hilton purchases make it a valuable tool for maximizing rewards.

Pros:

  • Automatic Diamond status
  • Extensive annual credits

Cons:

  • High annual fee of $550
  • Requires significant spending to maximize benefits
Apply now →

The Hilton Honors American Express Aspire Card is best suited for frequent Hilton guests who can fully utilize its premium benefits, including automatic Diamond status and various travel-related credits. With a high annual fee, it is most advantageous for those who prioritize hotel loyalty and can benefit from the significant rewards on Hilton purchases.

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