1.Scotia Momentum Visa Infinite Card
Scotiabank
- 4%Cash back on groceries and recurring bills
- 2%Cash back on gas and daily transit
- 1%Cash back on all other purchases
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
Earn 4% cash back on groceries and recurring bills, 2% on gas and daily transit, and 1% on all other purchases.
20.99%
22.99%
The Scotia Momentum Visa Infinite Card stands out as the top choice because it offers an impressive 4% cash back on groceries and recurring bills, making it ideal for those with high spending in these categories. Coupled with a generous welcome bonus and no annual fee in the first year, it provides exceptional value for cash back enthusiasts.
Pros:
- High cash back on groceries and recurring bills
- First-year annual fee waiver
Cons:
- Annual fee after the first year
- Limited to specific categories for high rewards
2.American Express Cobalt Card
American Express
- 5xPoints on eats/drinks (groceries, dining, delivery)
- 3xPoints on streaming services
- 2xPoints on transit and gas
- 1xPoints on all other purchases
Earn up to 15,000 Membership Rewards points by spending at least $750 in net purchases each month for the first 12 months.
Earn 5x points on eats/drinks, 3x on streaming, 2x on transit/gas, and 1x on other purchases.
21.99%
21.99%
What sets the American Express Cobalt Card apart is its exceptional earning potential, particularly for food and drink purchases, where cardholders can earn 5x points. This card is particularly appealing for those who frequently dine out or order delivery, making it a top choice for food lovers.
Pros:
- High earning rates on food and drinks
- Flexible rewards redemption options
Cons:
- Monthly fee instead of annual fee
- Higher interest rates
3.Tangerine Money-Back Credit Card
Tangerine
- 2%Cash back in chosen categories
- 0.5%Cash back on all other purchases
Earn 10% cash back on up to $1,000 in everyday purchases within the first 2 months.
Earn 2% cash back in up to three customizable categories and 0.5% on all other purchases.
20.95%
22.95%
The standout feature of the Tangerine Money-Back Credit Card is its customizable cash back categories, allowing cardholders to earn 2% back on their preferred spending areas. This flexibility, combined with no annual fee, makes it an excellent choice for budget-conscious consumers.
Pros:
- No annual fee
- Customizable cash back categories
Cons:
- Lower cash back rate on non-category purchases
- Limited to three categories
- 3%Cash back on groceries
- 1%Cash back on recurring bill payments
Get up to 5% cash back in your first 3 months.
Earn 3% cash back on groceries and 1% on recurring bill payments.
21.99%
23.99%
This card shines for its straightforward cash back structure, offering 3% on groceries, making it a great option for those who prioritize grocery spending. The lack of an annual fee further enhances its appeal for everyday use.
Pros:
- No annual fee
- High cash back on groceries
Cons:
- Limited to specific categories for high rewards
- Lower cash back on other purchases
Final Words
As you explore the best credit cards for streaming services this February 2026, remember to prioritize features that align with your spending habits and preferences. Take time to compare different options to ensure you make an informed decision that maximizes your rewards and benefits.
Frequently Asked Questions
The American Express Cobalt Card is a top choice, earning 3x points on streaming services. Additionally, it offers a welcome bonus of up to 15,000 Membership Rewards points by spending at least $750 in net purchases each month for the first 12 months.
The Scotia Momentum Visa Infinite Card gives 4% cash back on groceries and recurring bills, which can include streaming subscriptions. It also features a welcome bonus of 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).
With the Tangerine Money-Back Credit Card, you earn 2% cash back in up to three customizable categories, which can include categories like streaming. The welcome bonus offers 10% cash back on up to $1,000 in everyday purchases within the first 2 months.
Yes, while some credit cards like the Tangerine Money-Back Credit Card have no annual fee, others like the American Express Cobalt Card and Scotia Momentum Visa Infinite Card have annual fees of CA$191.88 and CA$120, respectively. It's essential to consider these fees in relation to your expected rewards.
When selecting a credit card for streaming, evaluate the rewards rates on streaming purchases, any applicable fees, and the welcome bonuses. Consider your spending habits to ensure the card aligns with your lifestyle and maximizes your rewards.
Eligibility generally includes being a Canadian resident, having a minimum age of 18, and meeting certain income thresholds. Each card issuer may have specific requirements, so it's advisable to check the details for the card you are interested in.
Welcome bonuses typically require you to spend a certain amount on purchases within a specified time frame after opening your account. For example, the American Express Cobalt Card offers up to 15,000 Membership Rewards points by spending at least $750 in net purchases each month for the first 12 months.
