Best Robo Advisors in Canada
Discover 8 deals available this month.
1.Justwealth
Justwealth is a Canadian robo-advisor offering over 80 ETF portfolios with personalized portfolio managers and competitive fees. It consistently ranks among the top robo-advisors in Canada for 2026 based on performance and service.
View Deal →Investors looking for a wide range of ETF options paired with dedicated portfolio management will find Justwealth a compelling choice. Its strong track record and personalized approach set it apart in the Canadian robo-advisor market.
Pros:
- Access to more than 80 ETF portfolio options
- Each client receives a personalized portfolio manager
- Competitive fee structure
- Consistently ranked top overall in Canadian robo-advisor comparisons
Cons:
- No specific details on account minimums or fee tiers provided
- Less emphasis on socially responsible or specialized portfolios compared to competitors
- May not offer a free trial or test fund account
2.Wealthsimple Invest (Managed Investing)
Wealthsimple Invest is Canada’s largest robo-advisor by assets, offering low minimums, socially responsible and halal portfolios, and automatic rebalancing. It supports a variety of account types including RRSP, TFSA, and FHSA.
View Deal →Investors seeking diverse socially responsible options with low entry barriers will find Wealthsimple Invest appealing, thanks to its broad account support and automatic portfolio management.
Pros:
- Low account minimums make it accessible for new investors
- Offers socially responsible and halal investment portfolios
- Automatic portfolio rebalancing included
- Supports multiple account types such as RRSP, TFSA, and FHSA
Cons:
- No mention of tax-loss harvesting features
- Limited information on fee structure compared to competitors
- May lack personalized human advisor access
3.Questwealth Portfolios (Questrade)
Questwealth Portfolios is a low-fee Canadian robo-advisor offering actively managed ETF portfolios with features like tax-loss harvesting and automatic rebalancing. It is supported by the discount brokerage Questrade.
View Deal →Investors looking for cost-effective, actively managed portfolios with tax optimization tools will find Questwealth a solid choice backed by a trusted brokerage.
Pros:
- Low fees compared to many competitors
- Actively managed ETF portfolios for potential enhanced returns
- Includes tax-loss harvesting to improve after-tax gains
- Automatic portfolio rebalancing for consistent asset allocation
Cons:
- Limited information on minimum investment requirements
- Fewer personalized services compared to some competitors
- No mention of socially responsible or specialty portfolio options
4.RBC InvestEase
RBC InvestEase offers diversified ETF portfolios with access to portfolio advisors and seamless integration with existing RBC banking and investment accounts. It provides a convenient solution within Canada’s largest banking network.
View Deal →RBC InvestEase stands out for investors who value integrated banking and investing services combined with personalized advisor access. Its tie-in with RBC accounts simplifies management but may appeal more to those already banking with RBC.
Pros:
- Access to portfolio advisors for personalized guidance
- Diversified ETF portfolios tailored to investor goals
- Integration with existing RBC banking and investment accounts
Cons:
- Less competitive fee details compared to some other robo-advisors
- Limited information on unique features like tax-loss harvesting or specialized portfolios
- May be less attractive to non-RBC banking customers
5.CI Direct Investing
CI Direct Investing is a Canadian digital wealth platform offering professionally managed ETF and pooled-fund portfolios, along with access to financial planners and goal-based planning tools. It provides personalized investment advice with a focus on long-term financial goals.
View Deal →Investors seeking a blend of professional management and personalized financial planning will find CI Direct Investing a solid choice thanks to its goal-based tools and expert access.
Pros:
- Access to professional financial planners for personalized advice
- Offers both ETF and pooled-fund portfolio options
- Includes goal-based planning tools to help tailor investments
Cons:
- No specific pricing or fee details highlighted in the research
- May lack some of the low-fee or socially responsible portfolio options seen with competitors
- Less emphasis on automatic rebalancing features compared to other robo-advisors
6.Nest Wealth
Nest Wealth is a Canadian robo-advisor offering flat subscription-style fees, customized ETF portfolios, automatic rebalancing, and tax-loss harvesting. It is particularly attractive for investors with larger account sizes.
View Deal →Tailored for investors with substantial portfolios, Nest Wealth combines flat fees with personalized ETF strategies and tax-loss harvesting to optimize returns.
Pros:
- Flat subscription-style fee structure
- Customized ETF portfolios tailored to individual goals
- Automatic portfolio rebalancing included
- Tax-loss harvesting to enhance tax efficiency
Cons:
- Best suited for larger account sizes, which may exclude smaller investors
- No indication of socially responsible or specialty portfolios
- Limited information on access to human advisors or financial planners
7.ModernAdvisor
ModernAdvisor is a Canadian robo-advisor offering low-fee ETF portfolios and optional access to financial experts through ModernAdvisor Pro. New users can try a free 30-day trial account with $1,000 in test funds.
View Deal →ModernAdvisor stands out by letting new users test its platform risk-free with a $1,000 trial account, making it an attractive choice for cautious investors seeking expert guidance at a low cost.
Pros:
- Low-fee ETF portfolios suitable for cost-conscious investors
- Optional ModernAdvisor Pro service provides access to financial experts
- Unique 30-day free trial with $1,000 in virtual funds for new users
Cons:
- Limited information on minimum account requirements
- May not offer as many portfolio options as some competitors
- Additional fees may apply for Pro access to financial experts
8.BMO SmartFolio
BMO SmartFolio offers professionally managed ETF portfolios with access to BMO advisors and easy integration for existing BMO banking clients. Pricing details were not specified in the research.
View Deal →BMO SmartFolio stands out for Canadians who prefer managing investments alongside their existing BMO accounts, providing a seamless banking and investing experience with professional support.
Pros:
- Professionally managed ETF portfolios
- Access to BMO financial advisors
- Smooth integration with existing BMO banking services
Cons:
- Lacks detailed pricing information in available research
- May be less appealing to non-BMO clients
- Limited portfolio customization details
Final Words
To make the most of your investments this January, take time to compare the features, fees, and portfolio options of leading Canadian robo-advisors to find the best fit for your financial goals. You can explore current offers and promotions to ensure you secure the most competitive deal for your needs.
Frequently Asked Questions
Justwealth stands out by offering over 80 ETF portfolios and personalized portfolio managers for each client. It also has a strong performance track record and competitive fees, which frequently place it at the top in Canadian robo-advisor rankings.
Justwealth offers a wide selection of over 80 ETF portfolios tailored to different investment goals. Each client receives support from a personalized portfolio manager to help manage their investments.
Justwealth offers competitive fees in the Canadian robo-advisor market. While exact fee details are best checked on their official site, their pricing is frequently noted as favorable in 2026 comparisons.
Important factors include portfolio options, fees, access to human advisors, and account types supported. It’s also helpful to compare performance track records and whether the service offers features like automatic rebalancing or tax-loss harvesting.
Wealthsimple Invest provides socially responsible and halal portfolios, along with low account minimums and automatic rebalancing. They also support a variety of account types such as RRSP, TFSA, and FHSA.
Yes, several robo-advisors like Justwealth, RBC InvestEase, and CI Direct Investing offer access to portfolio or financial advisors. This allows investors to get personalized guidance alongside automated investing.
