1.TD® Aeroplan® Visa Infinite Privilege Card
TD Canada Trust
- 2%Points on eligible Air Canada® purchases
- 1.5%Points on gas, groceries, travel, and dining
Earn a welcome bonus of up to 85,000 Aeroplan points, broken down into a first purchase bonus, a spending milestone at 180 days, and an anniversary milestone at 12 months.
Earn 2 points for every $1 on eligible Air Canada® purchases, 1.5 points for every $1 on gas, groceries, travel, and dining.
21.99%
22.99%
The TD Aeroplan Visa Infinite Privilege Card stands out as the top choice because it offers premium travel rewards, including unlimited access to Maple Leaf Lounges and priority airport services, making it ideal for frequent travelers.
Pros:
- Unlimited Maple Leaf Lounge access
- Priority airport services
Cons:
- High annual fee
- High income requirement
2.American Express Cobalt Card
American Express Canada
- 5%Points on eligible eats & drinks
- 3%Points on streaming
- 2%Points on travel and transit
Earn up to 15,000 Membership Rewards points in your first year, awarded at a rate of 1,250 points per month when you spend at least $750 in eligible purchases each monthly billing period.
Earn 5 points for every $1 on eligible eats & drinks, 3 points on streaming, and 2 points on travel and transit.
21.99%
21.99%
What sets the American Express Cobalt Card apart is its high earning potential on everyday spending categories, particularly food and drink, making it a favorite among foodies and travelers alike.
Pros:
- High rewards on food and drink
- Flexible point transfers
Cons:
- Monthly fee structure
- Limited acceptance compared to Visa/Mastercard
3.American Express Platinum Card
American Express Canada
- 2%Points on dining, food delivery, and travel
Earn 90,000 points after you spend $10,000 on your Card in your first 3 months as a new Platinum Cardmember.
Earn 2X points on dining, food delivery, and travel.
The standout feature of the American Express Platinum Card is its luxury travel benefits, including elite hotel status and comprehensive insurance coverage, making it the best option for frequent travelers seeking premium experiences.
Pros:
- Extensive travel perks
- Elite hotel status
Cons:
- High annual fee
- Requires significant spending to maximize rewards
- 3%Miles at participating partners
- 2%Miles on eligible groceries, wholesale clubs, and alcohol
- 1%Miles on all other purchases
Welcome offer provides up to $1,600 in total value, first-year annual fee waivers, and up to 100,000 bonus points.
Earn 1 Mile for every $12 spent, 3x the Miles at participating partners, and 2x the Miles on eligible groceries, wholesale clubs, and alcohol.
21.99%
23.99%
This card shines for its ability to earn AIR MILES quickly, especially at participating partners, making it a strong choice for those who frequently shop at these locations.
Pros:
- High earning potential with partners
- First-year fee waiver
Cons:
- Annual fee after the first year
- Limited to AIR MILES program
5.Scotia Gold American Express Card
Scotiabank
- 6%Points on eligible grocery stores
- 5%Points on dining and food delivery
Earn up to 50,000 Scene+ points, valued at roughly $500, broken down into two spending milestones.
Earn 6x Scene+ points on eligible grocery stores, 5x on dining and food delivery.
21.99%
22.99%
The Scotiabank Gold American Express Card is particularly appealing for its high earning potential on everyday purchases, especially groceries, making it a great choice for families.
Pros:
- No foreign transaction fees
- Flexible point redemption options
Cons:
- Annual fee
- Limited to Scene+ program
Did you know?
A no-fee credit card can beat a premium card if you do not use the extras. Match the card to your spend before chasing a bonus.
Final Words
As you consider the best airline credit cards available this August 2026 in Canada, remember that the right choice hinges on your travel habits and financial goals. Take time to compare the features, benefits, and fees of each option to ensure you make an informed decision that enhances your travel experience.
Frequently Asked Questions
Earn a welcome bonus of up to 85,000 Aeroplan points, broken down into a first purchase bonus, a spending milestone at 180 days, and an anniversary milestone at 12 months.
Earn 5 points for every $1 on eligible eats & drinks, 3 points on streaming, and 2 points on travel and transit.
The American Express Platinum Card has an annual fee of CA$799.
This premium travel rewards card offers unlimited Maple Leaf Lounge access, priority airport services, and an annual companion pass, making it ideal for frequent travelers.
Consider factors such as the annual fee, welcome bonuses, reward rates, and any travel perks that align with your spending habits. It's also wise to evaluate how frequently you fly with specific airlines to maximize your rewards.
Yes, the TD® Aeroplan® Visa Infinite Privilege Card requires a minimum personal income of $150,000 or a household income of $200,000.
Earn up to 15,000 Membership Rewards points in your first year, awarded at a rate of 1,250 points per month when you spend at least $750 in eligible purchases each monthly billing period.
With the American Express Platinum Card, you can earn 90,000 points after you spend $10,000 on your Card in your first 3 months. Additionally, you earn 2X points on dining, food delivery, and travel.
