1.TD Aeroplan Visa Infinite Privilege Credit Card
TD Canada Trust
- 2%Aeroplan points on Air Canada/Vacations
- 1.5%Aeroplan points on gas, groceries, travel
- 1.25%Aeroplan points on general spending
Earn 20,000 Aeroplan points for the first purchase, 35,000 after spending $12,000 in 180 days, and 30,000 anniversary bonus for spending $24,000 in the first year.
Earn 2x Aeroplan points on Air Canada/Vacations, 1.5x on gas, groceries, travel, and 1.25x on general spending.
21.99%
22.99%
The TD Aeroplan Visa Infinite Privilege Card stands out as the top choice because it offers exceptional earning potential on Air Canada purchases and significant travel perks, making it ideal for frequent flyers looking to maximize their Aeroplan points.
Pros:
- High Aeroplan point earning rates
- Comprehensive travel insurance
Cons:
- High annual fee
- Spending thresholds for bonuses
- 2%Aeroplan points on Air Canada purchases
- 1.5%Aeroplan points on gas, groceries, travel
- 1.25%Aeroplan points on other purchases
Earn 20,000 Aeroplan points for the first purchase, 40,000 after spending $5,000 in the first few months.
Earn 2x Aeroplan points on Air Canada, 1.5x on gas, groceries, travel, and 1.25x on other purchases.
21.99%
22.99%
What sets the CIBC Aeroplan Visa Infinite Privilege Card apart is its extensive travel perks, including priority airport services and lounge access, making it a premium choice for frequent travelers.
Pros:
- Priority services with Air Canada
- Comprehensive travel insurance
Cons:
- High annual fee
- Spending thresholds for bonuses
3.TD Aeroplan Visa Infinite Card
TD Canada Trust
- 1.5%Aeroplan points on gas, groceries, and Air Canada purchases
- 1%Aeroplan points on all other purchases
Earn 10,000 points for your first purchase, 15,000 for spending $7,500 in 180 days, and 20,000 for spending $12,000 in the first year.
Earn 1.5x Aeroplan points on gas, groceries, and Air Canada purchases, and 1x on everything else.
21.99%
22.99%
The TD Aeroplan Visa Infinite Card shines for its balance of rewards and affordability, making it a solid option for those who frequently spend on gas and groceries while still enjoying travel benefits.
Pros:
- Lower annual fee compared to premium cards
- Good earning potential on everyday spending
Cons:
- Limited premium travel perks
- Spending thresholds for bonuses
- 1.5%Aeroplan points on groceries, gas, and Air Canada purchases
- 1%Aeroplan points on all other purchases
Earn 10,000 points for your first purchase, and 30,000 points after spending $6,000 in the first six months.
Earn 1.5x Aeroplan points on groceries, gas, and Air Canada purchases, and 1x on everything else.
21.99%
22.99%
A key differentiator for the CIBC Aeroplan Visa Infinite Card is its strong earning potential on everyday spending, making it a practical choice for those who want to earn Aeroplan points without a high annual fee.
Pros:
- Good earning potential on everyday purchases
- Free first checked bag on Air Canada flights
Cons:
- Annual fee applies
- Limited premium benefits compared to higher-tier cards
5.American Express Aeroplan Reserve Card
American Express
- 3%Aeroplan points on Air Canada purchases
- 2%Aeroplan points on dining and delivery
- 1.25%Aeroplan points on all other purchases
Earn 60,000 Aeroplan points after spending $7,500 in the first three months, plus an additional 25,000 points after spending $2,500 in the 13th month.
Earn 3x Aeroplan points on Air Canada purchases, 2x on dining/delivery, and 1.25x on everything else.
21.99%
21.99%
The standout feature of the American Express Aeroplan Reserve Card is its premium travel benefits, including unlimited lounge access and a Companion Pass, making it the best option for frequent Air Canada travelers seeking luxury.
Pros:
- Extensive Air Canada travel perks
- High Aeroplan point earning rates
Cons:
- High annual fee
- Requires significant spending to maximize benefits
6.American Express Aeroplan Card
American Express
- 1.5%Aeroplan points on eligible restaurant purchases
- 1%Aeroplan points on all other purchases
Earn 30,000 Aeroplan points after spending $3,000 on eligible purchases in the first three months.
Earn 1.5x Aeroplan points on eligible purchases at restaurants and 1x on everything else.
30%
This card is ideal for those who want to earn Aeroplan points on everyday purchases without a high annual fee, making it a practical choice for casual travelers.
Pros:
- Lower annual fee
- Good for everyday spending
Cons:
- Higher interest rate
- Limited travel perks
Final Words
As you consider the best airline credit cards this January 2026 in Canada, remember that the right choice can significantly enhance your travel experience and rewards potential. Take time to compare the options available, evaluate your spending habits, and make informed decisions that align with your travel goals.
Frequently Asked Questions
Earn 20,000 Aeroplan points for the first purchase, 35,000 after spending $12,000 in 180 days, and 30,000 anniversary bonus for spending $24,000 in the first year.
You can earn 2x Aeroplan points on Air Canada purchases, 1.5x on gas, groceries, travel, and 1.25x on other purchases.
The annual fee for the TD Aeroplan Visa Infinite Card is CA$139.
Consider factors like the welcome bonus, reward rates, annual fees, and your travel habits. Compare cards based on how their rewards align with your spending categories to maximize benefits.
Most airline credit cards require you to be at least 18 years old, a Canadian resident, and have a good credit score. Some cards might also require a minimum income level.
Yes, many airline credit cards offer perks like priority boarding, free checked bags, and access to airport lounges. These benefits can enhance your travel experience significantly.
Earn 2x Aeroplan points on Air Canada/Vacations, 1.5x on gas, groceries, travel, and 1.25x on general spending.
