Scotia Momentum Visa Infinite Card 2026 Review

Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
15% cash back
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries
  • 2%Cash back on gas
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 15% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Reward Rate:

Earn 4% cash back on groceries and recurring bills.

The standout feature here is the Scotia Momentum Visa Infinite Card's ability to offer up to 4% cash back on everyday spending categories, making it a strong contender for those who prioritize cash back rewards. Its introductory offer further enhances its appeal for new cardholders.

Pros:

  • Strong cash back on groceries
  • Introductory cash back offer

Cons:

  • Annual fee
  • Mixed opinions on value
Apply now →

The Scotia Momentum Visa Infinite Card is well-suited for individuals who frequently spend in categories that earn high cash back rewards, such as groceries and gas, and who can benefit from the introductory offer. However, the annual fee may not justify the rewards for those who spend less in these areas or prefer lower-cost options.

Frequently Asked Questions

Related Guides