Scotia Momentum Visa Infinite Card 2026 Review

Annual fee
CA$120
Rewards rate
4%-1%
Welcome Bonus
CA$200
Apply Now →on Scotiabank's website

  • 4%Cash back on groceries and recurring bills
  • 2%Cash back on gas and daily transit
  • 1%Cash back on all other purchases

Welcome Bonus:

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases).

Reward Rate:

Earn 4% cash back on groceries and recurring bills, 2% on gas and daily transit, and 1% on all other purchases.

The Scotia Momentum Visa Infinite Card stands out as the top choice because it offers an impressive 4% cash back on groceries and recurring bills, making it ideal for those with high spending in these categories. Coupled with a generous welcome bonus and no annual fee in the first year, it provides exceptional value for cash back enthusiasts.

Pros:

  • High cash back on groceries and recurring bills
  • First-year annual fee waiver

Cons:

  • Annual fee after the first year
  • Limited to specific categories for high rewards
Apply now →

The Scotia Momentum Visa Infinite Card is well-suited for individuals who frequently spend on groceries and recurring bills, given its high cash back rate of 4% in these categories. With a reasonable annual fee and a robust welcome bonus, this card can be a valuable option for those looking to maximize their cash back rewards.

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