American Express Cobalt Card
American Express
- 5%Points on eligible eats & drinks
- 3%Points on eligible streaming subscriptions
Earn up to 15,000 Membership Rewards points during your first year.
Earn 5 points for every CA$1 spent on eligible eats & drinks.
The American Express Cobalt Card shines for its exceptional earning potential, particularly in dining and grocery categories, where cardholders can earn 5 Membership Rewards points per dollar spent. This card is particularly appealing for those who frequently dine out or order takeout, maximizing their rewards.
Pros:
- High rewards on dining and groceries
- Flexible point redemption options
Cons:
- Monthly fee structure
- Higher annual fee for non-Quebec residents
The American Express Cobalt Card is well-suited for individuals who often spend on dining and groceries, given its high rewards rate in these categories. With a competitive welcome bonus and annual fee, it offers significant value for those looking to maximize their rewards in everyday spending.