1.Scotiabank Passport Visa Infinite Card
Scotiabank
- 3%Scene+ points on groceries, dining, entertainment, and transit
- 1%Scene+ points on general purchases
Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.
Earn 3x Scene+ points on groceries, dining, entertainment, and transit, and 1x on general purchases.
20.99%
22.99%
The Scotiabank Passport Visa Infinite Card stands out as the top choice because it offers exceptional travel rewards with no foreign transaction fees and complimentary airport lounge access, making it ideal for frequent travelers.
Pros:
- No foreign transaction fees
- Complimentary airport lounge access
Cons:
- Annual fee applies
- Minimum income requirement
2.American Express The Platinum Card
American Express
- 5%Membership Rewards points on flights and hotels
- 2%Membership Rewards points on dining and food delivery
Earn 70,000 points after spending $10,000 in the first 3 months, plus 30,000 points upon making a purchase between 15 and 17 months of cardmembership.
Earn 5X Membership Rewards points on flights booked directly with airlines or via Amex Travel and prepaid hotels.
20.99%
30%
What sets this card apart is its extensive airport lounge access and significant travel credits, providing over $3,500 in potential annual value for frequent travelers.
Pros:
- Extensive airport lounge access
- Significant travel credits
Cons:
- High annual fee
- Requires frequent travel to maximize benefits
3.TD Aeroplan Visa Infinite Privilege Card
TD Canada Trust
- 2%Aeroplan points on Air Canada
- 1.5%Aeroplan points on gas, groceries, dining, and travel
- 1.25%Aeroplan points on all other purchases
Earn a welcome bonus of 20,000 Aeroplan points when you make your first purchase, plus additional points for spending.
Earn 2 points per $1 on Air Canada, 1.5 points on gas, groceries, dining, and travel, and 1.25 points elsewhere.
21.99%
22.99%
This card shines for its extensive Air Canada perks, including lounge access and strong earning rates, making it a top choice for frequent Air Canada travelers.
Pros:
- Extensive Air Canada perks
- Strong earning rates
Cons:
- High annual fee
- Requires significant spending to maximize rewards
- 5%BMO Rewards points on travel
- 3%BMO Rewards points on dining, entertainment, and recurring bills
- 1%BMO Rewards points on all other purchases
Earn up to 100,000 points with a tiered spending requirement.
Earn 5x points on travel, 3x on dining, entertainment, and recurring bills, and 1x on everything else.
21.99%
23.99%
A key differentiator is its flexible redemption options and strong earning potential, making it an excellent choice for frequent travelers looking to maximize rewards.
Pros:
- Flexible redemption options
- Strong earning potential
Cons:
- Annual fee applies
- Requires significant spending to earn full bonus
- 2%Aventura points on travel via CIBC
- 1.5%Aventura points on groceries, gas, and EV
- 1%Aventura points on all other purchases
Earn a welcome bonus of up to 60,000 Aventura points with a first-year annual fee rebate.
Earn 2x Aventura points on travel via CIBC and 1.5x on groceries, gas, and EV.
21.99%
22.99%
The standout feature here is its flexible travel rewards, allowing cardholders to redeem points for flights, hotels, or merchandise, making it a versatile option for travelers.
Pros:
- Flexible travel rewards
- Comprehensive travel insurance
Cons:
- Annual fee applies
- Minimum income requirement
Final Words
As you consider the best credit cards with airport lounge access this February, remember that comparing the various options can significantly enhance your travel experience. Take the time to assess your needs and preferences to make an informed decision that aligns with your lifestyle and travel habits.
Frequently Asked Questions
Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points.
Earn 3x Scene+ points on groceries, dining, entertainment, and transit, and 1x on general purchases. The reward breakdown is 3% on Scene+ points for select categories and 1% on all other purchases.
Earn 70,000 points after spending $10,000 in the first 3 months, plus 30,000 points upon making a purchase between 15 and 17 months of cardmembership.
Earn 5X Membership Rewards points on flights booked directly with airlines or via Amex Travel and prepaid hotels. The reward breakdown includes 5% on flights and hotels and 2% on dining and food delivery.
Credit cards with airport lounge access typically provide comfort and amenities during layovers, including complimentary food and beverages, Wi-Fi, and quiet spaces. This can enhance your travel experience significantly, making long waits more enjoyable.
Consider factors such as the annual fee, lounge network access, and additional travel benefits like rewards points and insurance. It's also wise to evaluate how frequently you travel and if the card aligns with your spending habits.
Many credit cards that offer airport lounge access come with annual fees, which can vary significantly. It's essential to assess whether the benefits, like lounge access and rewards, outweigh the costs based on your travel frequency.
While some credit cards may accept lower credit scores, premium cards offering airport lounge access typically require good to excellent credit. Reviewing your credit score and improving it before applying can enhance your chances of approval.
