1.Marriott Bonvoy American Express Card
American Express
- 5%Points on Marriott purchases
- 2%Points on all other daily spending
New Marriott Bonvoy American Express cardmembers in Canada can earn an elevated welcome bonus of up to 110,000 points until September 22, 2026.
Earn 5X points on Marriott purchases and 2X points on all other daily spending.
21.99%
21.99%
The Marriott Bonvoy American Express Card stands out as the top choice because it offers a substantial welcome bonus and the unique benefit of an annual free night award, making it ideal for frequent travelers who stay at Marriott properties.
Pros:
- Generous welcome bonus
- Annual free night award
Cons:
- High annual fee
- Limited to Marriott purchases for maximum rewards
2.American Express Cobalt Card
American Express
- 5%Points on eligible eats & drinks
- 1%Points on all other purchases
The standard welcome bonus for the American Express Cobalt Card is up to 15,000 Membership Rewards points during your first year.
Earn 5 points for every $1 on eligible eats & drinks, and 1 point on all other purchases.
21.99%
21.99%
What sets the American Express Cobalt Card apart is its exceptional earning potential on dining and groceries, making it a favorite among foodies and frequent diners who want to maximize their rewards.
Pros:
- High rewards on dining and groceries
- Flexible Membership Rewards points
Cons:
- Monthly fee structure
- Higher spending required for maximum rewards
- 3%Points on CIBC Rewards Centre travel purchases
- 1%Points on all other purchases
The CIBC Aventura Visa Infinite Privilege Card offers a welcome bonus of up to 80,000 Aventura Points during your first year.
Earn 3 Aventura Points for every dollar charged to the card on CIBC Rewards Centre travel purchases.
21.99%
22.99%
The standout feature of the CIBC Aventura Visa Infinite Privilege Card is its luxury travel benefits, including a generous welcome bonus and enhanced earning rates for travel-related purchases, making it a top choice for frequent travelers.
Pros:
- Luxury travel benefits
- High earning potential on travel purchases
Cons:
- High annual fee
- Requires high income for eligibility
- 1.25%Points on all qualifying purchases
The RBC Avion Visa Infinite Privilege card offers a welcome bonus of up to 100,000 Avion points and six complimentary airport lounge passes.
Earn 1.25 Avion points per dollar spent on all qualifying purchases.
20.99%
22.99%
This card shines for its high welcome bonus and premium travel perks, making it an excellent option for those who frequently travel and want to maximize their rewards on travel-related expenses.
Pros:
- High welcome bonus
- Comprehensive travel insurance
Cons:
- Annual fee may be high for some
- Limited earning potential on non-travel purchases
5.The Platinum Card from American Express
American Express
- 5%Points on flights booked directly with airlines
- 1%Points on all other purchases
The Platinum Card from American Express offers a welcome bonus of up to 100,000 Membership Rewards points in Canada.
Earn 5X Membership Rewards points on flights booked directly with airlines or through American Express Travel.
The Platinum Card from American Express earns the #1 spot due to its unparalleled travel benefits and high earning potential on travel-related purchases, making it the best option for luxury travelers seeking premium rewards.
Pros:
- Extensive travel perks
- High earning potential on travel purchases
Cons:
- High annual fee
- Requires significant spending to maximize rewards
Did you know?
A no-fee credit card can beat a premium card if you do not use the extras. Match the card to your spend before chasing a bonus.
Final Words
As you consider the best hotel credit cards available this September, remember that choosing the right card can significantly enhance your travel experience and rewards. Take time to compare your options carefully, evaluate the benefits, and select the card that aligns best with your travel habits and goals.
Frequently Asked Questions
New Marriott Bonvoy American Express cardmembers in Canada can earn an elevated welcome bonus of up to 110,000 points until September 22, 2026.
With the Marriott Bonvoy American Express Card, you earn 5X points on Marriott purchases and 2X points on all other daily spending. This makes it a great choice for frequent travelers who stay at Marriott properties.
The American Express Cobalt Card offers a welcome bonus of up to 15,000 Membership Rewards points during your first year, along with earning 5 points for every $1 on eligible eats & drinks, and 1 point on all other purchases. This makes it particularly rewarding for foodies and those who dine out frequently.
The CIBC Aventura Visa Infinite Privilege Card has an annual fee of CA$499. This fee is reflective of the premium benefits and rewards offered by the card.
To choose the best hotel credit card, consider factors like your spending habits, preferred hotel chains, and the value of rewards offered. Compare welcome bonuses, annual fees, and ongoing rewards rates to find a card that aligns with your travel goals.
Hotel credit cards can be worth the annual fee if you frequently stay at the affiliated hotel chain, as the rewards and benefits can offset the cost. Look for cards that offer perks like free nights, elite status, and bonus points on hotel purchases to maximize their value.
Hotel credit cards typically offer points for hotel stays, dining, and other travel-related purchases. Many also provide bonus points for specific spending categories, making them ideal for travelers who want to earn free nights and other travel perks.


