1.British Airways American Express Premium Plus Card
British Airways
- 3%Avios on British Airways purchases
- 1.5%Avios on all other purchases
Collect 50,000 Avios when you spend £6,000 in the first three months.
Earn 1.5 Avios per £1 spent, 3x on British Airways purchases.
136.4% representative APR
The British Airways American Express Premium Plus Card earns the #1 spot due to its high Avios earning potential and the valuable Companion Voucher, making it ideal for frequent British Airways flyers looking to maximize their rewards.
Pros:
- High Avios earning potential
- Valuable Companion Voucher
Cons:
- High annual fee
- Requires significant spending for bonus
2.British Airways American Express Credit Card
American Express
- 2%Avios for every £1 spent with British Airways.
- 1%Avios for every £1 spent on all other purchases.
Collect 10,000 bonus Avios when you spend £2,000 in the first three months.
Earn 1 Avios for every £1 spent, and 2 Avios for every £1 spent with British Airways.
29.4% Variable APR
What sets this card apart is its ability to earn Avios without an annual fee, providing a straightforward way to accumulate points, especially for those who occasionally fly with British Airways.
Pros:
- No annual fee
- Straightforward Avios accumulation
Cons:
- Lower rewards on non-British Airways purchases
- Limited bonus compared to premium options
3.British Airways American Express Accelerating Business Card
British Airways
- 2.5%Avios on British Airways flights
- 1.5%Avios on other business purchases
Collect 40,000 bonus Avios when you spend £5,000 in the first three months.
Earn 2.5 Avios for every £1 spent on British Airways flights.
26.9% Variable APR
The British Airways American Express Accelerating Business Card earns its place as a top choice for frequent travelers, offering substantial Avios rewards on business purchases and flights.
Pros:
- Substantial Avios rewards on business purchases
- Generous welcome bonus
Cons:
- Annual fee may be high for some businesses
- Requires significant spending for bonus
4.American Express Rewards Credit Card
American Express
- 1%Membership Rewards points on all purchases
N/A
Earn Membership Rewards points on all purchases.
29.4% APR variable
The standout feature here is that the American Express Rewards Credit Card is permanently free, allowing cardholders to earn Membership Rewards points on every purchase without the burden of an annual fee.
Pros:
- No annual fee
- Earn points on every purchase
Cons:
- Lower rewards rate compared to other cards
- Limited bonus offers
Final Words
As you consider the best credit card signup bonuses this February, remember to evaluate each option based on your spending habits and travel goals. Take time to compare these offers to ensure you choose a card that aligns with your financial needs and maximizes your rewards.
Frequently Asked Questions
Collect 50,000 Avios when you spend £6,000 in the first three months.
Earn 1 Avios for every £1 spent, and 2 Avios for every £1 spent with British Airways.
Collect 40,000 bonus Avios when you spend £5,000 in the first three months and earn 2.5 Avios for every £1 spent on British Airways flights.
Yes, some credit cards with attractive signup bonuses do charge annual fees, such as the British Airways American Express Premium Plus Card, which has an annual fee of £300. It's essential to weigh the benefits against the costs based on your spending habits.
Consider the welcome bonus, annual fees, reward rates, and your spending habits. Look for cards that align with your travel or spending preferences to maximize your rewards.
To maximize your rewards, use your card for purchases that earn the highest rates, such as specific retailers or airlines. Additionally, pay off your balance in full each month to avoid interest charges that can negate your rewards.
Typically, you can apply for a credit card online by filling out an application form with your personal and financial information. Approval can be instant or take a few days, depending on the lender's requirements and your creditworthiness.
