1.The Platinum Card from American Express
American Express
- 5XPoints on flights/prepaid hotels (US)
- 2Points per £1 spent (UK)
- 1Points on all other purchases
Earn 75,000 Membership Rewards points and a £250 Amex Travel credit after spending £10,000 within the first six months.
Earn 5X points on flights/prepaid hotels (US) or 1-2 points per £1 (UK).
135.7% variable
The Platinum Card from American Express stands out as the top choice because it offers unparalleled travel benefits, including extensive lounge access and a generous welcome bonus of 75,000 Membership Rewards points. Its premium features and high earning potential on travel-related purchases make it the best option for frequent travelers.
Pros:
- Extensive travel benefits
- High rewards on travel spending
Cons:
- High annual fee
- High spending requirement for bonuses
2.American Express Preferred Rewards Gold Credit Card
American Express
- 1Points per £1 spent
Earn 40,000 Membership Rewards points after spending £5,000 within the first six months.
Earn 1 Membership Rewards point per £1 spent.
85.8% variable
What sets the American Express Preferred Rewards Gold Credit Card apart is its attractive welcome bonus of 40,000 Membership Rewards points, which is accessible with a reasonable spending requirement. This card is particularly appealing for those looking to maximize rewards without an immediate annual fee.
Pros:
- No annual fee for the first year
- Good rewards on everyday spending
Cons:
- Annual fee after the first year
- No sign-up bonus for existing members
3.American Express Rewards Credit Card
American Express
- 1Points per £1 spent
Earn 10,000 Membership Rewards points after spending £2,000 within the first three months.
Earn 1 Membership Rewards point for every £1 spent.
30.0% variable
The standout feature of the American Express Rewards Credit Card is its straightforward rewards structure, allowing cardholders to earn 1 Membership Rewards point for every £1 spent. This card is ideal for those who prefer a no-fee option while still earning rewards on their everyday purchases.
Pros:
- No annual fee
- Simple rewards structure
Cons:
- Lower rewards rate compared to premium cards
- Limited bonus offers
4.American Express Everyday Cashback Credit Card
American Express
- 5%Cashback on purchases for the first five months
- 1%Cashback on spending above £10,000
- 0.5%Cashback on spending up to £10,000
Get 5% cashback on purchases (up to £125) for the first five months.
Earn 0.5% cashback on annual spending up to £10,000, and 1% on spending above £10,000.
29.1% variable
This card shines for its initial offer of 5% cashback on purchases for the first five months, making it an excellent choice for new cardholders looking to maximize their rewards quickly. Its straightforward cashback structure is appealing for those who prefer cash rewards over points.
Pros:
- No annual fee
- High initial cashback rate
Cons:
- Limited cashback after initial period
- Minimum spend required for cashback
5.British Airways American Express Premium Plus
American Express
- 3Avios on BA/BA Holidays
- 1.5Avios on all other purchases
Earn 30,000 Avios after spending £6,000 within the first three months.
Earn 3 Avios per £1 on BA/BA Holidays and 1.5 Avios per £1 on all other purchases.
135.7% variable
The British Airways American Express Premium Plus card is a top-tier travel credit card that offers a lucrative 2-4-1 Companion Voucher, making it a favorite among frequent flyers. Its high earn rate on British Airways purchases and substantial welcome bonus make it a compelling choice for travelers.
Pros:
- High earn rate on BA purchases
- 2-4-1 Companion Voucher
Cons:
- High annual fee
- Spending requirement for bonuses
6.Virgin Atlantic Reward+ Credit Card
Virgin Atlantic
- 1.5Virgin Points per £1 spent
Earn 18,000 Virgin Points with your first card purchase within 90 days.
Earn 1.5 Virgin Points for every £1 spent.
69.7% variable
The Virgin Atlantic Reward+ Credit Card offers a strong welcome bonus of 18,000 Virgin Points, making it an attractive option for new cardholders. Its high earn rate on everyday spending and Virgin purchases positions it well for those looking to maximize their travel rewards.
Pros:
- Generous welcome bonus
- High earn rate on spending
Cons:
- Annual fee
- Limited to Virgin-related purchases for maximum rewards
Final Words
As you explore the best credit card signup bonuses this April, remember that the right choice can significantly enhance your financial rewards. Take time to compare options, consider your spending habits, and make informed decisions to maximize your benefits and achieve your financial goals.
Frequently Asked Questions
The welcome bonus for The Platinum Card from American Express is 75,000 Membership Rewards points and a £250 Amex Travel credit after spending £10,000 within the first six months.
With the American Express Preferred Rewards Gold Credit Card, you can earn 40,000 Membership Rewards points after spending £5,000 within the first six months. Additionally, you earn 1 Membership Rewards point per £1 spent.
The American Express Rewards Credit Card offers a welcome bonus of 10,000 Membership Rewards points after spending £2,000 within the first three months. You can earn 1 Membership Rewards point for every £1 spent.
Yes, The Platinum Card from American Express has an annual fee of £650, while the American Express Preferred Rewards Gold Credit Card has no annual fee for the first year and £195 thereafter. The American Express Rewards Credit Card has no annual fee.
When choosing a credit card with a signup bonus, consider the spending requirement to earn the bonus, the annual fee, and the rewards rate on purchases. It's also important to assess your spending habits to ensure you can meet the requirements comfortably.
The Platinum Card from American Express allows you to earn 5X points on flights/prepaid hotels (US) and 2 points per £1 spent (UK), while the American Express Preferred Rewards Gold Credit Card and the American Express Rewards Credit Card both offer 1 Membership Rewards point per £1 spent.
To apply for these credit cards, you typically need to provide personal information, including your income and credit history. The application can often be completed online, and you should receive a decision within a few minutes to a few days.
