1.The Platinum Card from American Express
American Express
- 2%Points on eligible travel purchases
- 1%Points on all other purchases
Earn 75,000 bonus Membership Rewards points and £250 travel credit when you spend £10,000 in your first six months.
Earn 2 Membership Rewards points for every £1 spent on eligible travel purchases and 1 point for every £1 spent on other purchases.
685.3% APR variable
The Platinum Card from American Express stands out as the top choice because of its unparalleled travel benefits, including access to exclusive airport lounges and significant travel credits. With a generous welcome bonus and high rewards on travel spending, it offers exceptional value for frequent travelers.
Pros:
- Extensive travel benefits
- High rewards on travel spending
Cons:
- High annual fee
- Complex rewards structure
2.American Express Preferred Rewards Gold Credit Card
American Express
- 2%Points on travel purchases
- 1%Points on all other purchases
Earn 40,000 Membership Rewards points when you spend £3,000 within the first three months.
Earn 2 Membership Rewards points for every £1 spent on travel and 1 point for every £1 spent on other purchases.
85.8% APR variable
What sets the American Express Preferred Rewards Gold Credit Card apart is its attractive welcome bonus and the ability to earn double points on travel purchases. This card is particularly appealing for those who want to maximize their rewards without a hefty annual fee in the first year.
Pros:
- No annual fee for the first year
- Good rewards on travel spending
Cons:
- Annual fee after the first year
- Limited benefits compared to premium cards
3.American Express Business Gold Card
American Express
- 2%Points on eligible travel purchases
- 1%Points on all other purchases
Earn 60,000 Membership Rewards points when you spend £6,000 in the first three months.
Earn 2 Membership Rewards points for every £1 spent on eligible travel purchases and 1 point for every £1 spent on other purchases.
29.1% p.a. (variable)
The standout feature of the American Express Business Gold Card is its generous welcome bonus and the ability to earn double points on travel expenses. This card is designed for business owners looking to maximize rewards while managing their cash flow effectively.
Pros:
- No annual fee for the first year
- High rewards on business spending
Cons:
- Limited benefits compared to personal cards
- Annual fee applies after the first year
Final Words
As you explore the best credit card signup bonuses this May 2026 in the UK, remember that choosing the right card can significantly enhance your financial rewards. Take time to compare your options and evaluate the benefits that align with your spending habits to make an informed decision that suits your needs.
Frequently Asked Questions
Earn 75,000 bonus Membership Rewards points and £250 travel credit when you spend £10,000 in your first six months.
Earn 2 Membership Rewards points for every £1 spent on travel and 1 point for every £1 spent on other purchases.
Earn 60,000 Membership Rewards points when you spend £6,000 in the first three months.
The annual fee for The Platinum Card from American Express is £650. This fee covers premium travel and lifestyle benefits.
To choose the best credit card for rewards, consider your spending habits, the types of rewards offered, and any applicable fees. Compare the welcome bonuses and ongoing rewards rates to find a card that aligns with your lifestyle.
Not all credit cards offer a welcome bonus; it varies by card. Typically, rewards cards and travel cards are more likely to provide a bonus to attract new customers.
When evaluating a credit card's rewards program, look for the reward rate details, any spending caps, and how rewards can be redeemed. Also, consider whether the card offers bonus points for specific categories like travel or dining.
The APR for the American Express Preferred Rewards Gold Credit Card is 85.8% APR variable. Be sure to consider this when evaluating total costs associated with carrying a balance.
