1.Chase Debit Card
Chase
- 1%Cashback on groceries, transport, fuel, and EV charging for the first year
N/A
Earn 1% cashback on specific UK spending for new customers for the first year, capped at £15 monthly, on groceries, transport, fuel, and EV charging.
The Chase Debit Card stands out as the top choice because it offers a straightforward 1% cashback on essential spending categories for new customers during the first year. This unique feature, combined with no annual fee, makes it an attractive option for those looking to earn rewards on everyday purchases.
Pros:
- No annual fee
- 1% cashback on essential spending categories
Cons:
- Cashback capped at £15 monthly
- Limited to specific categories
2.Lloyds Ultra Credit Card
Lloyds
- 1%Cashback on all purchases for the first year
- 0.25%Cashback on all purchases thereafter
Earn 1% cashback on all purchases for the first 12 months, dropping to 0.25% thereafter.
1% cashback on all purchases for the first year, 0.25% thereafter.
12.9% Variable APR
What sets this card apart is its competitive 1% cashback on all purchases for the first year, making it ideal for users looking to maximize rewards without incurring annual fees.
Pros:
- No annual fee
- Competitive cashback on all purchases
Cons:
- Cashback drops after the first year
- Variable APR may be high
3.Santander Edge Credit Card
Santander
- 1%Cashback on all purchases
Targeted offer for current account holders if they use the card 10+ times and set up a Direct Debit within the first three months.
1% cashback on purchases, capped at £10 per month.
37.8% APR variable
A key differentiator is the Santander Edge Credit Card's combination of cashback rewards and fee-free spending abroad. However, the monthly fee and cashback cap may limit its appeal for some users, making it essential to evaluate personal spending habits.
Pros:
- Cashback rewards
- Fee-free spending abroad
Cons:
- Monthly fee
- Cashback cap may limit appeal
Final Words
As you consider the best gas credit cards for February 2026, remember to focus on rewards that align with your spending habits and preferences. Take time to compare your options, evaluate their benefits, and make an informed decision that maximizes your savings on fuel and everyday purchases.
Frequently Asked Questions
With the Chase Debit Card, you can earn 1% cashback on specific UK spending for new customers for the first year, capped at £15 monthly, on groceries, transport, fuel, and EV charging.
The Lloyds Ultra Credit Card offers a welcome bonus of 1% cashback on all purchases for the first 12 months, dropping to 0.25% thereafter. It also has no annual fee and a variable APR of 12.9%.
The Santander Edge Credit Card provides a targeted offer for current account holders, allowing users to earn cashback on purchases. You can earn 1% cashback on all purchases, capped at £10 per month.
Some of the best gas credit cards, like the Chase Debit Card and Lloyds Ultra Credit Card, have no annual fees, making them appealing options for budget-conscious consumers. However, cards like the Santander Edge Credit Card do charge an annual fee of £48.
When selecting a gas credit card, consider factors like the cashback rates, any annual fees, and where you typically spend. Look for cards that offer high rewards for fuel purchases and other relevant categories to maximize your benefits.
To apply for a gas credit card, visit the provider's website or a financial institution where the card is offered. You will typically need to provide personal information, financial details, and consent for a credit check.
Typical cashback rates on gas credit cards can vary, but many cards offer around 1% to 5% on fuel purchases. It's essential to compare different cards and their specific rewards structures to find the best deal.
