American Express Business Gold Card 2026 Review

Annual fee
$375
Rewards rate
4%-1%
Welcome Bonus
20,000 points
Apply Now →on American Express's website

  • 4%Points on top two eligible spending categories
  • 1%Points on all other purchases

Welcome Bonus:

Receive 20,000 Membership Rewards points when you spend £3,000 within your first 3 months.

Reward Rate:

Earn 4x Membership Rewards points on the top two eligible spending categories where your business spends the most each month.

The American Express Business Gold Card is the best option for businesses that want to maximize their rewards, as it offers 4x points on the top two spending categories, making it ideal for those with varied business expenses.

Pros:

  • High rewards on top spending categories
  • Generous welcome bonus

Cons:

  • High annual fee
  • Limited to top two categories
Apply now →

The American Express Business Gold Card is well-suited for businesses that frequently spend in diverse categories and seek to earn high rewards, particularly in their top two spending areas. With a significant annual fee and a competitive rewards structure, it may appeal to those who can leverage its benefits effectively for greater value in their business operations.

Frequently Asked Questions