American Express® Business Platinum Card 2026 Review

Annual fee
£650
Rewards rate
5%-1%
Welcome Bonus
120,000 points
Apply Now →on American Express's website
Regular APR:29.1% p.a. (variable)

  • 5%Membership Rewards points on flights and prepaid hotels
  • 1%Membership Rewards points on all other purchases

Welcome Bonus:

You will receive 120,000 Membership Rewards points after spending £12,000 in the first three months.

Reward Rate:

Earn 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, and 1X point for every £1 spent on other purchases.

APR:

29.1% p.a. (variable)

The American Express Business Platinum Card earns the #1 spot due to its exceptional travel rewards and extensive benefits tailored for business owners. With a generous welcome bonus and premium perks like airport lounge access, it stands out as the top choice for those looking to maximize their travel experiences.

Pros:

  • High welcome bonus
  • Extensive travel benefits

Cons:

  • High annual fee
  • Requires significant spending to maximize rewards
Apply now →

The American Express® Business Platinum Card is well-suited for frequent travelers and business owners who can leverage its extensive travel rewards and premium benefits, particularly those who value access to airport lounges and high earning potential on travel-related spending. However, the high annual fee may not be justified for occasional travelers or those who do not utilize the card's features regularly.

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