1.Marriott Bonvoy Brilliant® American Express® Card
American Express
- 6%Marriott Bonvoy points at Hotels participating in Marriott Bonvoy®
- 3%Marriott Bonvoy points at Restaurants Worldwide
Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points.
Earn 6X Marriott Bonvoy points at Hotels participating in Marriott Bonvoy® and 3X points at Restaurants Worldwide.
0% Intro APR
The Marriott Bonvoy Brilliant® American Express® Card stands out as the top choice because it offers an exceptional welcome bonus and high earning potential on hotel stays, making it ideal for frequent travelers. With luxury perks and no foreign transaction fees, it provides significant value for those who often stay at Marriott properties.
Pros:
- Generous welcome bonus
- Earns high rewards on hotel stays
Cons:
- High spending requirement for bonus
- Annual fee may be a drawback for some
2.Marriott Bonvoy Credit Card | AMEX UK
American Express
- 3%Marriott Bonvoy points on eligible purchases
- 1%Marriott Bonvoy points on all other purchases
Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of Cardmembership.
Earn Marriott Bonvoy points with every purchase and receive automatic Silver Status and 15 Elite Night Credits.
52.5% APR variable
What sets the Marriott Bonvoy Credit Card apart is its automatic Silver Status and the ability to earn points on every purchase, making it a solid choice for those who want to enhance their travel experience with Marriott. The annual fee is reasonable considering the benefits, especially for regular Marriott guests.
Pros:
- Automatic Silver Status
- 15 Elite Night Credits annually
Cons:
- Annual fee applies
- Limited bonus points compared to other cards
- 26%Total points at IHG Hotels and Resorts
- 2%Points on other purchases
Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
Earn up to 26X total reward points per $1 spent at IHG Hotels and Resorts worldwide.
19.24%-29.99%
The standout feature of the IHG One Rewards Premier Credit Card is its high earning potential, allowing cardholders to accumulate points rapidly at IHG properties. With an annual free night certificate and automatic Platinum Elite status, it is an excellent option for loyal IHG guests.
Pros:
- High earning potential on hotel stays
- Includes a free night certificate annually
Cons:
- Annual fee may deter some
- Requires significant spending for maximum rewards
4.Starwood Preferred Guest Credit Card from Amex
American Express
- 6%Points at participating Marriott Bonvoy properties
- 3%Points on general spending
Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
Earn 6 points per £1 at participating Marriott Bonvoy properties and 3 points per £1 on general spending.
29.1% variable
This card, now rebranded into the Marriott Bonvoy lineup, was known for its high earning potential on hotel stays and generous welcome bonus. Although it is no longer available for new applicants, it remains a notable option for those who were able to secure it.
Pros:
- High points earning on hotel stays
- Generous welcome bonus
Cons:
- No longer available for new applicants
- Limited to Marriott Bonvoy properties
Did you know?
Paying your statement in full avoids most APR charges. Rewards only beat interest costs when you never carry a balance.
Final Words
As you navigate the landscape of hotel credit cards this August 2026, remember that the best choice hinges on your travel habits and spending preferences. Take time to compare the features, fees, and rewards of each option to make an informed decision that enhances your travel experiences.
Frequently Asked Questions
The welcome bonus for the Marriott Bonvoy Brilliant® American Express® Card is Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months and an extra 50,000 bonus points.
With the Marriott Bonvoy Credit Card | AMEX UK, you can earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of Cardmembership, and earn Marriott Bonvoy points on eligible purchases at a rate of 3%.
With the IHG One Rewards Premier Credit Card, you can earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Additionally, you can earn up to 26X total reward points per $1 spent at IHG Hotels and Resorts worldwide.
Hotel credit cards often offer generous welcome bonuses, allowing you to accumulate points quickly. They also provide exclusive perks like free nights, room upgrades, and loyalty status, enhancing your travel experience.
Yes, many hotel credit cards come with annual fees that can vary widely. It's important to evaluate whether the rewards and benefits you receive justify the cost of the fee based on your travel habits.
When selecting a hotel credit card, consider factors like the types of rewards offered, annual fees, and any additional benefits such as free night awards or bonus points for specific spending categories. Compare different cards to find one that aligns with your travel preferences.
The APR for hotel credit cards can vary significantly depending on the card and the issuer. For example, the Marriott Bonvoy Credit Card | AMEX UK has a representative APR of 52.5% APR variable, while the IHG One Rewards Premier Credit Card has an APR of 19.24%-29.99%.
