1.Marriott Bonvoy Brilliant® American Express® Card
American Express
- 6%Marriott Bonvoy points at Hotels participating in Marriott Bonvoy®
- 3%Marriott Bonvoy points at Restaurants Worldwide
Earn 150,000 Marriott Bonvoy® Bonus Points Plus A $250 Statement Credit after you use your new Card to make $6,000 in purchases within the first 6 months.
Earn 6X Marriott Bonvoy points at Hotels participating in Marriott Bonvoy® and 3X points at Restaurants Worldwide.
19.49%-28.49% Variable APR
The Marriott Bonvoy Brilliant® American Express® Card stands out as the top choice because of its exceptional welcome bonus and extensive travel benefits, making it ideal for frequent travelers looking to maximize their rewards.
Pros:
- High welcome bonus
- Luxury travel perks
Cons:
- High annual fee
- Requires significant spending to maximize rewards
2.Marriott Bonvoy® American Express® Credit Card
American Express
- 6%Points at hotels participating in Marriott Bonvoy®
Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of Cardmembership.
Earn triple points (6 points for every £1 spent) at hotels participating in Marriott Bonvoy®.
29.1% p.a. (variable)
What sets the Marriott Bonvoy® American Express® Credit Card apart is its strong earning potential at Marriott properties, making it a solid choice for loyal Marriott customers.
Pros:
- No foreign transaction fees
- Good earning potential at Marriott properties
Cons:
- Annual fee applies
- Limited to Marriott rewards
3.American Express Platinum Card
American Express
- 1%Membership Rewards points for every £1 spent
Earn 50,000 Membership Rewards® bonus points when you spend £6,000 in your first three months of Cardmembership.
Earn 1 Membership Rewards point for every £1 you spend.
29.1% variable
The American Express Platinum Card shines for its extensive travel perks and high welcome bonus, making it an excellent choice for frequent travelers who can leverage its benefits.
Pros:
- Extensive travel benefits
- High welcome bonus
Cons:
- High annual fee
- Requires significant spending to earn rewards
4.American Express Preferred Rewards Gold Credit Card
American Express
- 3%Points on travel and foreign currency purchases
- 1%Points on general spending
Earn 20,000 Membership Rewards® bonus points when you spend £3,000 in your first three months of Cardmembership.
Earn 1 Membership Rewards point for every £1 spent.
85.8% variable
A key differentiator for the American Express Preferred Rewards Gold Credit Card is its free first year, making it an attractive option for those looking to earn rewards without immediate costs.
Pros:
- Free first year
- Good earning potential on travel
Cons:
- Annual fee after first year
- High APR
- 4%Reward points spent abroad
- 3%Reward points spent in the UK
Receive 40,000 reward points when you spend £2,000 on your card in the first 90 days.
Earn 3 reward points per £1 spent in the UK and 4 reward points per £1 spent abroad.
29.9% p.a. (variable)
This card is designed for dedicated travelers, offering high rewards on international spending and exclusive benefits, making it a strong contender for those who travel frequently.
Pros:
- High rewards on international spending
- Exclusive travel benefits
Cons:
- High annual fee
- Limited to HSBC Premier customers
Did you know?
Paying your statement in full avoids most APR charges. Rewards only beat interest costs when you never carry a balance.
Final Words
As you consider the best hotel credit cards this September 2026, remember that the right choice can greatly enhance your travel experience. Take time to compare options, evaluate their benefits and fees, and make informed decisions that align with your travel habits and financial goals.
Frequently Asked Questions
Earn 150,000 Marriott Bonvoy® Bonus Points Plus A $250 Statement Credit after you use your new Card to make $6,000 in purchases within the first 6 months.
Earn 20,000 bonus Marriott Bonvoy® points when you spend £3,000 in the first three months of Cardmembership.
Earn 1 Membership Rewards point for every £1 you spend.
Hotel credit cards often provide perks like bonus points on hotel stays, complimentary upgrades, and exclusive offers. These benefits can enhance your travel experience and help you save money on future bookings.
Consider factors such as the annual fee, welcome bonuses, and the reward rates for hotel stays and other purchases. It's also important to evaluate your typical spending habits and travel frequency to find a card that maximizes your rewards.
Many hotel credit cards have annual fees, which can vary widely based on the card's benefits. Always review the fee structure and compare it with the rewards you expect to earn to determine if it’s worth it.
When applying for a hotel credit card, be prepared to provide personal information and financial details. It's also beneficial to check your credit score beforehand, as many cards require good to excellent credit for approval.
