Santander Edge Credit Card
Santander
- 1%Cashback on all purchases
Targeted offer for current account holders if they use the card 10+ times and set up a Direct Debit within the first three months.
1% cashback on purchases, capped at £10 per month.
37.8% APR variable
A key differentiator is the Santander Edge Credit Card's combination of cashback rewards and fee-free spending abroad. However, the monthly fee and cashback cap may limit its appeal for some users, making it essential to evaluate personal spending habits.
Pros:
- 1% cashback on purchases
- No foreign exchange fees
Cons:
- Monthly fee applies
- Cashback capped at £10
The Santander Edge Credit Card may be suitable for individuals who frequently spend abroad and value cashback rewards, particularly those who can maximize the welcome bonus. However, potential users should consider the annual fee and cashback cap against their personal spending habits to determine if this card aligns with their financial goals.