Lloyds Ultra Credit Card
Lloyds Bank
Annual fee
£0
Rewards rate
1%-0.25%
Welcome Bonus
1% cashback
Apply Now →on Lloyds Bank's website
Regular APR:12.9% Variable APR
- 1%Cashback on all purchases in the first year
- 0.25%Cashback on all purchases after the first year
Welcome Bonus:
Earn unlimited 1% cashback on all purchases for the first 12 months.
Reward Rate:
1% cashback on all purchases for the first year, then 0.25%.
APR:
12.9% Variable APR
The standout feature of the Lloyds Ultra Credit Card is its unlimited 1% cashback on all purchases during the first year. This makes it an attractive option for those looking to maximize rewards on everyday spending.
Pros:
- Unlimited cashback in the first year
- No foreign exchange fees
Cons:
- Lower cashback rate after the first year
- No monthly account fees
The Lloyds Ultra Credit Card is a suitable option for individuals who want to earn cashback on their everyday purchases without incurring an annual fee. Its introductory offer provides a solid incentive for new users, making it particularly appealing for those who expect to spend regularly and can benefit from the 1% cashback during the first year.