American Express The Platinum Card
American Express
- 5%Points on flights and hotels
- 2%Points on dining and food delivery
- 1%Points on all other purchases
Earn 70,000 points after spending $10,000 in the first 3 months, plus 30,000 points upon making a purchase between 15 and 17 months of cardmembership.
Earn 5X Membership Rewards points on flights booked directly with airlines or via Amex Travel and prepaid hotels.
This card shines for its luxury travel benefits, offering unparalleled access to airport lounges and travel credits that can easily offset its high annual fee for frequent travelers.
Pros:
- Extensive travel perks
- High earning potential on travel purchases
Cons:
- High annual fee
- Requires significant spending to maximize benefits
The American Express The Platinum Card is best suited for frequent travelers who can take full advantage of its extensive travel benefits, including airport lounge access and travel credits, which may justify the substantial annual fee. However, those who do not travel often may find it less beneficial compared to other credit card options.