1.Marriott Bonvoy® American Express®* Card
American Express
- 5%Points on eligible purchases at Marriott hotels
- 2%Points on other travel purchases
- 1%Points on all other purchases
Earn up to 70,000 bonus points.
Earn 5 points per dollar spent on eligible purchases at Marriott hotels, 2 points on other travel purchases, and 1 point on all other purchases.
22.99%
The Marriott Bonvoy American Express Card stands out as the top choice because it offers an impressive welcome bonus and high earning potential on hotel stays, making it ideal for frequent travelers. Its unique benefits cater specifically to those who prioritize hotel rewards.
Pros:
- High welcome bonus
- Strong earning potential on hotel stays
Cons:
- Annual fee applies
- Limited to Marriott properties for maximum rewards
2.American Express Cobalt Card
American Express
- 5%Points on eligible dining and food delivery
- 2%Points on travel purchases
- 1%Points on all other purchases
Earn a welcome bonus of CA$30 after your first purchase.
Earn 5 points on eligible dining and food delivery purchases, 2 points on travel, and 1 point on all other purchases.
20.99%
What sets the American Express Cobalt Card apart is its exceptional rewards structure that maximizes points on dining and food delivery, making it a favorite among foodies. Its flexibility in point redemption further enhances its appeal.
Pros:
- High rewards on dining
- Flexible point redemption options
Cons:
- Annual fee applies
- Higher interest rates
3.Scotiabank Passport Visa Infinite Card
Scotiabank
- 2%Points on eligible travel and dining
- 1%Points on all other purchases
Get a CA$100 cash bonus after your first purchase.
Earn 2 points on eligible travel and dining purchases, and 1 point on all other purchases.
19.99%
This card shines for its lack of foreign transaction fees, making it an excellent choice for international travelers. Its robust rewards on travel and dining further enhance its value proposition.
Pros:
- No foreign transaction fees
- Strong travel rewards
Cons:
- Annual fee applies
- Limited to travel and dining for maximum rewards
Did you know?
A no-fee credit card can beat a premium card if you do not use the extras. Match the card to your spend before chasing a bonus.
Final Words
As you consider the best hotel credit cards available this August 2026 in Canada, remember that the right card can significantly enhance your travel experience through rewards and benefits tailored to your needs. Take time to compare your options carefully and make informed decisions that align with your travel habits and financial goals.
Frequently Asked Questions
The welcome bonus for the Marriott Bonvoy® American Express®* Card is to Earn up to 70,000 bonus points.
With the American Express Cobalt Card, you can Earn 5 points on eligible dining and food delivery purchases, 2 points on travel, and 1 point on all other purchases.
The Scotiabank Passport Visa Infinite Card offers a cash bonus of CA$100 after your first purchase.
The annual fee for the Marriott Bonvoy® American Express®* Card is CA$120.
When choosing a hotel credit card, consider factors like the annual fee, reward rates, and the types of benefits offered, such as travel insurance and bonus points for specific spending categories. Also, assess how frequently you travel and if you stay at the hotel chain associated with the card.
The Scotiabank Passport Visa Infinite Card has no foreign transaction fees, making it a great option for travelers who make purchases abroad.
To maximize rewards with the American Express Cobalt Card, focus on using the card for eligible dining and food delivery purchases to earn 5 points, and take advantage of the 2 points earned on travel purchases. Regularly review your spending habits to align them with the card's rewards structure.


