American Express Gold Rewards Card 2026 Review

Annual fee
CA$250
Rewards rate
2%-1%
Welcome Bonus
60,000 Membership Rewards points
Apply Now →on American Express's website

  • 2%Points on eligible purchases
  • 1%Base points on all other purchases

Welcome Bonus:

Earn 5,000 points for each monthly billing period in which you spend at least $1,000 in eligible purchases during your first year.

Reward Rate:

Earn 2 points for every $1 spent on eligible purchases.

The American Express Gold Rewards Card is a premium rewards card that excels in flexibility and earning potential, making it a great option for those who want to maximize their rewards on everyday spending.

Pros:

  • Flexible rewards program
  • No foreign transaction fees

Cons:

  • Annual fee
  • Requires spending to maximize welcome bonus
Apply now →

The American Express Gold Rewards Card is best suited for individuals who frequently spend on dining and travel, as its higher reward rates in these categories can help maximize benefits. With a significant annual fee and a strong welcome bonus, this card may appeal to those who prioritize earning rewards and are willing to commit to a premium credit card experience.

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