1.Scotiabank Passport Visa Infinite + Card
Scotiabank
- 3%Scene+ points on eligible travel purchases
- 2%Scene+ points on groceries, restaurants, entertainment
- 1%Scene+ points on all other purchases
Earn up to 35,000 bonus Scene+ points for accounts opened between August 4, 2026, and November 1, 2026.
Earn 3 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more; 2 Scene+ points per $1 spent on groceries, restaurants, entertainment.
20.99%
22.99%
The Scotiabank Passport Visa Infinite + Card stands out as the top choice because it offers no foreign transaction fees and valuable travel perks, making it ideal for frequent travelers. Its generous welcome bonus and flexible rewards structure further enhance its appeal.
Pros:
- No foreign transaction fees
- Includes airport lounge access
Cons:
- Annual fee applies
- High spending requirement for bonus points
- 3%Scene+ points on eligible travel purchases
- 1%Scene+ points on all other purchases
To qualify for 30,000 bonus Scene+ points, you must have at least $3,000 in eligible purchases posted to your new Account in the first 3 months.
Earn 3 Scene+ points for every $1 spent on eligible travel purchases.
What sets this card apart is its exclusive airport perks and complimentary lounge visits, making it a premium choice for frequent travelers. The ability to earn 3 Scene+ points on travel purchases enhances its value significantly.
Pros:
- Exclusive airport perks
- Complimentary lounge visits
Cons:
- High income requirement
- Annual fee may apply
3.Scotiabank Gold American Express
Scotiabank
- 5%Scene+ points on groceries, restaurants, and entertainment
- 1%Scene+ points on all other purchases
Earn up to 50,000 bonus Scene+ points for accounts opened by November 1, 2026.
Earn 5 Scene+ points on every $1 spent in groceries, restaurants, and entertainment.
21.99%
22.99%
This card shines for its high rewards rate on dining and groceries, making it an excellent choice for food lovers. The lack of foreign transaction fees adds to its appeal for travelers.
Pros:
- High rewards on dining and groceries
- No foreign transaction fees
Cons:
- Annual fee applies
- Limited to specific categories for high rewards
4.Home Trust Preferred Visa
Home Trust
- 1%Cash back on all eligible purchases
N/A
Offers a flat 1% cash back on all eligible purchases.
21.99%
21.99%
The standout feature here is its simplicity, offering a flat 1% cash back on all purchases with no annual fee. This makes it a practical choice for those who prefer straightforward rewards.
Pros:
- No annual fee
- Simple cash back structure
Cons:
- Limited rewards compared to others
- No welcome bonus
5.Scotiabank Platinum American Express
Scotiabank
- 2%Scene+ points on all eligible everyday purchases
- 1%Scene+ points on all other purchases
Offers a welcome bonus of up to 100,000 bonus Scene+ points for new accounts opened between July 2, 2026, and November 1, 2026.
Earn 2 Scene+ points per $1 spent on all eligible everyday purchases.
9.99%
9.99%
This card is the best option for those seeking luxury travel rewards, featuring low interest rates and comprehensive VIP perks. Its high welcome bonus further enhances its attractiveness for new cardholders.
Pros:
- Low interest rates
- Comprehensive VIP perks
Cons:
- High annual fee
- Limited flexibility in rewards
6.Wealthsimple Visa Infinite
Wealthsimple
- 2%Cash back on all purchases
The Wealthsimple Visa Infinite card does not offer a standard welcome bonus for new applicants.
Offers an unlimited 2% cash back on all purchases with no categories or caps.
20.99%
22.99%
The Wealthsimple Visa Infinite card is notable for its unlimited 2% cash back on all purchases, making it one of the highest reward cards available. Its lack of foreign exchange fees adds to its appeal for international travelers.
Pros:
- Unlimited 2% cash back
- No foreign exchange fees
Cons:
- Annual fee applies
- No welcome bonus
Did you know?
A no-fee credit card can beat a premium card if you do not use the extras. Match the card to your spend before chasing a bonus.
Final Words
As you consider your options for credit cards with no foreign transaction fees this September, remember that the right choice can enhance your travel experience and save you money. Take time to compare the available cards and select one that aligns best with your spending habits and travel goals.
Frequently Asked Questions
Earn up to 35,000 bonus Scene+ points for accounts opened between August 4, 2026, and November 1, 2026.
You can earn 3 Scene+ points per $1 spent at Sobeys, Safeway, FreshCo and more; 2 Scene+ points per $1 spent on groceries, restaurants, entertainment, and 1 Scene+ point on all other purchases.
This card offers a welcome bonus of 30,000 bonus Scene+ points when you have at least $3,000 in eligible purchases posted to your account in the first 3 months and earns 3 Scene+ points for every $1 spent on eligible travel purchases.
You will earn 5 Scene+ points on every $1 spent in groceries, restaurants, and entertainment, plus 1 Scene+ point on all other purchases.
Look for cards that not only waive foreign transaction fees but also offer rewards and benefits tailored to your spending habits, such as travel rewards or cashback. Assess the annual fee versus the potential rewards to ensure it aligns with your financial goals.
Yes, many credit cards that waive foreign transaction fees may still have annual fees, which can vary widely. It’s important to evaluate the benefits and rewards of the card to determine if the annual fee is worth the cost.
You can apply for a credit card with no foreign transaction fees online through the bank's website or in-person at a branch. Be prepared to provide personal information, including your income and credit history, to facilitate the application process.
