American Express Cobalt Card
American Express
- 5%Points on eligible eats and drinks
- 3%Points on streaming subscriptions
- 2%Points on travel and transit
Earn up to 15,000 Membership Rewards points in your first year, awarded at a rate of 1,250 points per month when you spend at least $750 in eligible purchases each monthly billing period.
Earn 5 points for every $1 on eligible eats and drinks, 3 points on streaming subscriptions, and 2 points on travel and transit.
This card shines for its exceptional rewards on dining and entertainment, offering 5 points per dollar spent on eligible eats and drinks. The American Express Cobalt Card is particularly appealing for foodies and frequent diners, making it a top choice for those who prioritize rewards in these categories.
Pros:
- High rewards on food and drink
- Flexible point transfers
Cons:
- Monthly fee structure
- Higher annual fee
The American Express Cobalt Card is well-suited for individuals who frequently dine out and enjoy entertainment, given its strong rewards structure that offers 5 points per dollar on eligible purchases in these categories. However, potential applicants should consider the annual fee and assess whether their spending habits align with the card's benefits to determine its overall value.