American Express Cobalt Card
American Express
- 5xPoints on eats/drinks
- 3xPoints on streaming
- 2xPoints on transit/gas
- 1xPoints on other purchases
Earn 1,250 points for each monthly billing period in which you spend $750 on your Card.
Earn 5x points on eats/drinks, 3x on streaming, 2x on transit/gas, and 1x on other purchases.
This card shines for its exceptional earning rates on dining and groceries, making it a favorite among foodies and frequent diners who want to maximize their rewards.
Pros:
- High earning potential on dining and groceries
- Flexible rewards redemption options
Cons:
- Monthly fee structure can be costly
- Limited to specific spending categories for maximum rewards
The American Express Cobalt Card is particularly well-suited for individuals who frequently dine out and shop for groceries, allowing them to capitalize on its high reward rates in these categories. With a reasonable annual fee and a substantial welcome bonus, it may appeal to those looking to enhance their rewards strategy while enjoying the benefits of an established credit card provider.