- 3%Cash back on dining and groceries
- 2%Cash back on travel
- 1%Cash back on all other purchases
Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card.
Earn 3% on dining and groceries, 2% on travel, and 1% on all other purchases.
21.99%
22.99%
The TD® Aeroplan® Visa Infinite Privilege* Credit Card stands out as the top choice because of its exceptional rewards structure, offering 3% cash back on dining and groceries, making it ideal for frequent spenders in these categories. Additionally, the generous welcome bonus of 20,000 Aeroplan points adds significant value for new cardholders.
Pros:
- High rewards on dining and groceries
- Generous welcome bonus
Cons:
- Annual fee applies
- High spending requirement for bonus
2.American Express Aeroplan Reserve Card
American Express
- 3xAeroplan points on Air Canada
- 2xAeroplan points on dining
- 1.25xAeroplan points on all other purchases
New American Express Aeroplan Reserve Card members can earn up to 85,000 welcome bonus Aeroplan points.
Earn 3x Aeroplan points on Air Canada, 2x on dining, and 1.25x on all other purchases.
21.99%
21.99%
What sets the American Express Aeroplan Reserve Card apart is its premium travel benefits, including access to airport lounges and a substantial welcome bonus of up to 85,000 Aeroplan points. This card is particularly appealing for frequent travelers who prioritize Air Canada and seek to maximize their rewards.
Pros:
- High welcome bonus
- Premium travel perks
Cons:
- High annual fee
- Limited to Air Canada rewards
- 2VIPorter points on eligible Porter purchases
- 1VIPorter points on gas and transportation purchases
- 1VIPorter points on all other purchases
The BMO VIPorter World Elite Mastercard offers a welcome package valued at up to $2,400.
Earn 2 VIPorter points per $1 spent on eligible Porter purchases and 1 point on other categories.
The standout feature of the BMO VIPorter World Elite Mastercard is its automatic elite status for Porter Airlines flyers, which enhances the travel experience significantly. Coupled with a welcome bonus valued at up to $2,400, this card is a strong contender for those who frequently fly with Porter.
Pros:
- Automatic elite status for Porter Airlines
- High welcome bonus value
Cons:
- Annual fee applies
- Limited to Porter Airlines rewards
Did you know?
A no-fee credit card can beat a premium card if you do not use the extras. Match the card to your spend before chasing a bonus.
Final Words
As you consider the best airline credit cards available this October 2026 in Canada, remember that the right choice will align with your travel habits and financial goals. Take time to compare options, assess welcome bonuses, and evaluate ongoing benefits to make an informed decision that enhances your travel experience.
Frequently Asked Questions
Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card.
Earn 3x Aeroplan points on Air Canada, 2x on dining, and 1.25x on all other purchases.
The annual fee for the BMO VIPorter World Elite Mastercard is CA$199.
Airline credit cards usually offer travel rewards, including points or miles for purchases. Additional benefits may include travel insurance, lounge access, and priority boarding, making them ideal for frequent travelers.
Consider your travel habits, such as preferred airlines and spending patterns. Compare welcome bonuses, reward rates, and annual fees to find a card that maximizes your travel rewards.
Yes, many airline credit cards charge annual fees, which can range from modest to premium prices depending on the benefits offered. Always evaluate whether the rewards and perks align with your spending habits to justify these fees.
3% - Cash back on dining and groceries; 2% - Cash back on travel; 1% - Cash back on all other purchases.
New American Express Aeroplan Reserve Card members can earn up to 85,000 welcome bonus Aeroplan points.
